If you run out of points, you might consider booking the Marriott Cash + Points rate for your next stay. These rates allow you to use a combination of Marriott points and cash to pay for your stay. Here’s what you should know about Marriott Cash + Points, including how to use them and when they’re a good deal.
Marriott Cash + Points Overview
As we’ll discuss in this guide, there are many reasons why you might want to redeem a combination of points and cash for your Marriott stay. You may not have enough Marriott Bonvoy points in your account. Or, there may be some nights of your stay that have a high points redemption value and some nights that have a low redemption value.
Luckily, you have several options for booking Marriott Cash + Points. You can create a custom Cash + Points rate by selecting a payment rate or reward rate per night of stay when booking through the Marriott Bonvoy website. For some stays booked through the Marriott Bonvoy website or app, you may also see the option to set a “Cash & Points” redemption rate that is a fixed combination of cash and points per night.
You can set up to a Cash + Points rate for your stay Marriott brand. The main exception where you cannot set these prices is Marriott all-inclusive resort.
Related: 5 ways to maximize Marriott Bonvoy reward night redemptions
How to use Marriott Cash + Points
See how to set your Marriott Cash + Points rate. Start by visiting the Marriott Bonvoy website and begin searching as you normally would for your awards.
You will see a list of properties with bonus levels and payouts. However, you’ll have to click “See Prices” for a property to see what combinations of points and cash you can book.
After clicking “See Prices,” you’ll land on a page showing the room types you can book with points at your chosen property.
Click “Use Cash + Points” to see how cash and points can be combined.
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In this case, I’d definitely want to redeem points for the first night because it’s more expensive but only has a slightly higher rewards rate.
However, note that the cash amount you need to pay will be higher than the amount listed after taxes and fees are included.
Finally, you may remember that I mentioned the “Cash & Points” conversion rate only applies to certain properties. If the property offers this rate, you’ll see it as an option in the “Points” tab.
Like other Cash + Points rates, your cash portion will be higher after taxes and fees are included.
Related: 26 best Marriott hotels in the world
When to use Marriott Cash + Points
As mentioned above, sometimes you may want to book the Marriott Cash + Points rate. The most obvious time is when you don’t have enough points for the entire stay and you don’t want to Buy Marriott points or transfer American Express Membership Rewards points, Chase Ultimate Rewards points or Bilt Rewards points to Marriott.
You may also want to book the Marriott Cash + Points rate if doing so will help you avoid low rates. exchange value on some nights. As we saw in the example above, your night stays may have similar points rates but significantly different payout rates. So you might want to redeem Marriott points for expensive nights and set the price paid for cheaper nights.
The one time you don’t want to book the Cash + Points rate is for most five-night stays. Marriott Bonvoy offers “Stay 5 people, pay for 4 people” perk that gives you the lowest point value free night when you redeem Marriott points for five or more consecutive nights. However, if you pay cash for one night and redeem four nights, you won’t Get access to “Stay for 5, Pay for 4” perks.
Related: Maximize your points and miles with TPG’s calculator
Bottom line
It’s always worth checking points and cash options when booking a Marriott stay. However, let’s say you’re entitled to a company’s special rates or Marriott business rates That’s a benefit of having Marriott Bonvoy Business® American Express® Card. In that case, you may find rates paid through Marriott Cash + Points to be significantly more expensive than other rates you can book.
