Review of Hilton Honors Amex card: 100,000 bonus points with no annual fee

Editor’s Note: This post has been updated with the latest credit card information.

The Hilton Honors American Express Card is the brand’s free annual fee (see rates and fees), entry-level products. With 7 points per dollar on eligible Hilton purchases and complimentary Hilton Honors Silver status, this card is a solid choice for new cardholders loyal to the hotel chain or those looking to avoid store fees. years, although there are other types of travel cards that offer more flexibility and greater perks. Card Rating*:

* Card ratings are based on the opinions of the editors of TPG and are not influenced by the card issuer.

The Hilton Honors Program includes 7,000 hotels in more than 120 countries, offering many opportunities to earn and redeem points.

If you’re a beginner looking for a credit card that comes with some of the Hilton perks, you can check it out Hilton Honors American Express Card. It has no annual fee and comes with a nice welcome offergenerous catalog bonuses and travel and purchase protection, making it a great choice for travelers looking to get started with Hilton Honors.

This is all you need to decide if the card is right for your wallet.

Related: Choose the best Hilton credit card for you

New candidate for Amex Hilton Honors Card can earn 100,000 bonus points after spending $2,000 on purchases during the first six months of a card membership. This offer ends on April 5, 2023.

This bonus is worth $600, based on Valuation of TPG. The best offer we’ve seen on this card includes 130,000 points but requires spending $5,000; Now, you can get most of those points for a fraction of a spend.

with Honor Hotel Amexyou will earn 7 Hilton Honor Points per dollar of staying at Hilton hotels and resorts (including paying for your room and on-site spending at restaurants and spas), 5 points per dollar in the US restaurant (including takeout and delivery), 5 points per US dollar the gas station and we supermarket and 3 points for every dollar on other purchases.

TPG values ​​Hilton points at 0.6 cents per point. That means you’ll earn 1.8% return on daily purchases and 4.2% return at Hilton properties—though you’ll get an extra 12 points for every dollar from Hilton Honors Silver Elite Statusincrease your rate of return to 11.4%.

Related: Viewpoint: What credit card should you use to stay at the Hilton?

If you are looking for higher earning opportunities covering a wider range buy travel, including flights and rental cars, you won’t get that with this pass.

You’ll get the best value for your Hilton points when you use them for hotel and resort stays, even with chains missing award rankings published. How many points you need for a hotel room fluctuates, so you won’t know the final price until you book the room. That said, the Point Explorer can tell you what other guests have paid for recently.

You can also transfer your Hilton Honors points to 40 global airline loyalty programs, along with Amtrak. However, unless you need transfer honor points To top up an airline account for a specific prize, using them for this purpose is really not a good idea. Conversion rates are often terrible, losing thousands of points in the process.

Our advice? Stick to changing hotel rooms to get the best value for your rewards.

Related: 10 Hilton Hotels I can’t wait to redeem my Hilton Honors

You’ll do even better by redeeming points for stays of five nights or more. That’s because you get a free Thursday night when staying using points.

This hotel near Niagara Falls charges 29,000 points, but you’ll see in the photo that Thursday night is free — resulting in a final price of 116,000 points for five nights.

To learn more about redeeming Hilton points (and redeeming them for great value), see the following:

The Honor Hotel Amex There are indeed some notable perks and benefits beyond the welcome bonus. Here is an overview of what this card has to offer.

elite status

Card comes with auto Hilton Honors Silver Elite Statusoffers member discounts, 20% bonus points for paid stays, no resort fees for bonus stays, one Thursday night free for bonus stays and free bottled water. If you spend $20,000 on the card in a calendar year, you can even upgrade to Hilton Honors Gold status. TPG value at $1220.

However, it is worth pointing out that other Hilton credit card offers automatic Gold status, meaning spending $20,000 to gain that status is not a good value.

Entertainment

Get exclusive access to pre-sale and cardholder-only events, plus Broadway shows, concert tours, sporting events, and more through the Experiences program. American Express.

Free shipping

ShopRunner offers you free two-day shipping on eligible items at our network of 100+ online stores after signing up at shoprunner.com/americanexpress. Enrollment is required in advance.

Warranty extension

The card comes with an extended warranty that adds up to one year over the original manufacturer’s five-year or less warranty.

Eligibility and benefits vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. The policies are underwritten by the AMEX Insurance Company.

purchase protection

Purchase protection covers items that are accidentally damaged, stolen, or lost if you pay with your card. This benefit covers purchases for up to 90 days and covers up to $1,000 per item — up to $50,000 per calendar year.

Eligibility and benefits vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. The policies are underwritten by the AMEX Insurance Company.

Car rental loss and damage insurance

When you use the card to reserve and pay for a car rental and decline the rental company’s coverage, you’re covered against damage and theft — up to $50,000. This benefit is secondary insurance for your own auto insurance and does not include liability.

Eligibility and benefit levels vary by card. Not all types of vehicles or rentals are covered and geographic restrictions apply. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. The policies are underwritten by the AMEX Insurance Company. Coverage is provided through American Express Travel Related Services Company, Inc.

wholehearted help

The Global Helpline helps with medical, legal, financial or other emergencies when you are more than 100 miles away from home.

Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Cardholder is responsible for the costs charged by the third party service provider.

Which card competes with the Hilton Honors American Express Card?

The Amex Hilton Honors card has a natural competitor with “Hilton” in their name, but a travel credit card in general may well be better in your wallet. Here are the options you should consider.

• If you like Hilton but want more perks: The Hilton Honors American Express Surpass® card earn 12 points for every dollar improved at Hilton properties, offer automatic Gold status and you can earn free night rewards by spending $15,000 on purchases for a year calendar. You’ll also receive 10 Priority Pass airport lounge access per year, and the pass only has a $95 annual fee (see rates and fees). For more information, read our full review of Amex Hilton Surpass . card.
• If you want flexible rewards without annual fees: Amex every day^® The credit card earns 2 American Express Membership Rewards points per dollar at US supermarkets (up to $6,000 in purchases per year, then 1 point per dollar) and 1 point per dollar. dollars on other purchases. You can use these points with Hilton but can also use them with more than a dozen airline and hotel companies. You won’t get any benefits with Hilton but will have options with your points while still not paying the annual fee (see rates and fees). For more information, read our Amex EveryDay card full review.
• If you want a hotel card with no annual fee, regardless of brand: The Marriott Bonvoy Bold . Credit Card is an option if you want a hotel credit card with no annual fees and no tie to Hilton. You’ll earn 3 points for every dollar at Marriott Bonvoy properties, get free Silver Elite status (and 15 elite night credits to help you reach higher status levels with Marriott) along with other shopping and travel protections. For more information, read our complete review of the Marriott Bonvoy Bold . card.

Information about the Amex EveryDay card has been independently collected by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

For additional options, check out our list of best hotel credit card And Best American Express card.

Related: Best Free Annual Credit Cards

The Hilton Honors American Express Card is a good starter card for those looking to maximize the benefits of the Hilton loyalty program without the annual fees — especially with the increased welcome bonus. It may not be the right card for everyone, although it may be the right card for you if that’s what you’re looking for.

Register here: Honor Hotel Amex with a bonus of 100,000 points after you spend $2,000 on purchases on the card during the first six months of being a card member. Offer ends on April 5.

Additional reporting by Ryan Wilcox, Stella Shon and Madison Blancaflor.

For Hilton Honors Amex Card rates and fees, click This.
For Hilton Honors Amex Surpass rates and fees, click This.