Editor’s Note: This is a recurring post, regularly updated with new information and offers.
Chase offers four cards in the Ink Business line.
One of the most valuable for points and miles enthusiasts is Ink . Business Preferred Credit Card. Previously, it offered 100,000 bonus points for a whopping $15,000 spend requirement. However, you can now unlock the same number of points with a lower spending requirement of $8,000.
The remaining three cards are cashback products. The Ink business cash credit card And Ink Business Unlimited Credit Card $750 cashback bonus (75,000 bonus points) after spending $6,000 in the first three months after account opening. Cashbacks earned on these two cards can be converted to Final bonus points if you have a credit card that earns Chase Ultimate Rewards — such as Chase Sapphire Reserve, Chase Sapphire Priority Card or Ink Business Preferred.
Final Ink Business Premier Credit Card is a cashback card and rewards earned on this card are not convertible to Chase Ultimate Rewards points.
Remember that these are credit card business. Although you do not need to have an established office with many employees to apply (meaning freelance translators and sole proprietorship is also eligible), you will need to have a business of some kind to apply for these cards.
Related: Who qualifies for a business credit card?
Take a look at an overview of each card to see which is best for your small business.
Ink . Business Preferred Credit Card
Sign up bonus: 100,000 bonus points after you spend $8,000 on purchases in the first three months after opening the account.
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Annual fee: $95.
Earning rate: Earn 3 points for every $1 on your first $150,000 spent on combined purchases across these categories each year: purchase delivery, internet service, phone service, cable service, ad purchases on social media and search engines and while traveling. Earn 1 point for every dollar on all other purchases.
Who should apply: Small business owners with significant spending in the bonus categories will be happy to earn up to 450,000 points per year on purchases that include travel, transportation, or telecommunications. Another benefit of this card is that it provides direct access to Chase’s hotel and airline transfer partners without needing another credit card to open the transfer option.
Check Full card review for Ink Business Preferred.
Apply now: Prioritize printing ink business with a bonus of 100,000 points after spending $8,000 in the first three months of account opening.
Ink business cash credit card
Sign up bonus: Bonus $750 cashback after you spend $6,000 in the first three months after opening the account.
Annual fee: $0.
Earning rate: 5% cashback on first $25,000 spent on combined purchases each year of account anniversary at office supply stores and on internet, cable and phone services, 2% cashback on $25,000 is the first one you make on a combined purchase at gas stations and restaurants each account anniversary day and 1% cashback on all other purchases.
Who should apply: Ink Business Cash is great for anyone who spends a lot at office supply stores and on internet, cable, and phone services. Office supply stores are a particularly beneficial bonus category as you can often find a wide variety of gift cards available for purchase. This means you can earn 5% back on gift cards for merchants who don’t normally earn rewards (e.g. Amazon, if you don’t have a specific monetization card for those purchases). By purchasing gift cards for these merchants at office supply stores and then using those gift cards to make purchases, you can earn 5% back (or 5 points per dollar) for these purchases by simply adding a step to your shopping form.
Check Full card review for Ink Business Cash.
Apply now: Cash in ink business with a bonus of $750 (or 75,000 bonus points) after spending $6,000 in the first three months of account opening.
Ink Business Unlimited Credit Card
Sign up bonus: Bonus $750 cashback after you spend $6,000 in the first three months after opening the account.
Annual fee: $0.
Earning rate: 1.5% cashback on all purchases.
Who should apply: Ink Business Unlimited is a great choice for small businesses and sole proprietors who don’t focus their spending on specific spending categories. Regardless of category, you will receive a flat 1.5% on every purchase. While it’s not the most lucrative fixed-rate option for business owners, it’s especially useful if you have Chase Ultimate Rewards Credit Card to turn that 1.5% cash into 1.5 points per dollar (3% interest, based on TPG’s valuation).
Check full card review for Ink Business Unlimited.
Apply now: Unlimited ink business with a bonus of $750 (or 75,000 bonus points) after spending $6,000 in the first three months of account opening.
Ink Business Premier Credit Card
Sign up bonus: $1,000 cash back after you spend $10,000 in the first three months after opening the account.
Annual fee: $195.
Earning rate: Earn 2.5% cash back on purchases of $5,000 or more and 2% cash back on all other purchases.
Who should apply: This card is ideal for small business owners who spend a lot and are looking for a card with flexible spending limits (there is no fixed credit limit on this card, but you must pay your bill in full each day). month and cannot carry a balance). If it’s right for your company, you’ll enjoy unlimited earning potential on this card, plus the fact that it offers enhanced cashback rates on large purchases.
However, it is worth mentioning that the rewards from this card cannot be combined with other Chase points.
Check Full card review for Ink Business Premier.
Apply now: Top business ink with a $1,000 cash bonus after $10,000 spent in the first three months of account opening.
Are these rewards worth it?
This is not the best bonus we’ve seen on unlimited ink And ink money cards, but they are solid incentives. It’s worth getting one of these cards if you’re about to have a big purchase that you’d like to use to earn one of these sign-up bonuses or take advantage of their early earning rates. However, if you can wait, we recommend waiting for a higher offer.
While these cards won’t add to your 5/24 total, you need to stay below 24/5 to register any card with Chase. If you’ve opened five or more credit cards (from any bank) in the last 24 months, you’ll likely be denied your application.
Related: The Ultimate Guide to Credit Card Application Restrictions
There are also other great deals from Chase right now. There is a lower spending requirement for the above 100,000 points bonus favorite inkplus Premier ink There’s a signup bonus of $1,000 cash back.
For those who are considering a sign-up bonus and those under 5/24, a personal credit card is also worth mentioning. The Sapphire Reserve there is a signup bonus of 60,000 bonus points after spending $4,000 on purchases within the first three months of account opening.
Business credit card — or card with significant signup bonus — tend to have higher spending requirements to gain bonuses. If your business or part-time job can meet these spending requirements, now is a great time to apply for these massive Chase business card bonuses.
bottom line
The $750 cashback bonus on Ink Business Unlimited and Cash cards are solid rewards. And if you can match the bonus with an existing Ultimate Rewards account, these bonus offers are worth even more — potentially $1,500.
While you have to consider 5/24 when you sign up, you should definitely check out these deals on unlimited ink And ink money card. Most small businesses should be able to hit the spending threshold to take advantage of the bonus, and one of these free annual Ink business credit cards could be a solid addition to your wallet.
However, if you are looking for even greater rewards, consider the 100,000 point offer above favorite ink or $1,000 cash bonus on Premier ink.
For more details on these cards, see Chase Ink Business credit card guide.
Additional reporting by Emily Thompson, Ryan Wilcox and Madison Blancaflor.
