Top 9 pet insurance plans for Chesapeake Bay Retrievers (2022)

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The “American Made” Chesapeake Bay Retriever is a rough, hardy pupa, bred to hunt all day in the frigid eastern seas. These hunting dogs love to run and chase and are especially fond of swimming. Chess loves their people, but they need to be active and mentally stimulated happy. Otherwise, they might find their own way of entertaining themselves by destroying your couch or chasing cyclists and joggers.

Chesapeake Bay Retriever dog breed usually a healthy one, but as with most dogs, they susceptible to certain medical conditions. While these health problems can be expensive to treat, you can cover the high costs by investing early in pet insurance for your dog.

It’s easy to feel overwhelmed when it comes to choosing the right pet insurance plan for your beloved Retriever. This guide will help you choose a plan that includes everything you want, so you can be there for your dog when they need you most.

Compare the top 9 pet insurance plans for your Chesapeake Bay Retriever using our Free Optional Quotation Tool below

The easiest way to compare pet insurance prices is by using our tool below. The comparison tool will show you quotes from the top 9 pet insurers, including Trupanion, Pets Best, Lemonade, ManyPets, FIGO, HealthyPaws, Prudent Pet, Spot and Embrace pet.

How much does pet insurance for a Chesapeake Bay Retriever cost?

Here are some sample pet insurance plans for a 1-year-old Chesapeake Bay Retriever male using zip code 75001 (Texas) as an example.

Ultimately, your plan’s premium will depend on a number of factors, including your dog’s age, size, and breed, as well as where you live. You also want to know what kind of coverage your plan has and if it helps with specific Chesapeake Bay Retriever health problems. Let’s learn more about those medical conditions and how much you might pay to treat them.

Common health problems associated with Chesapeake Bay Retrievers

Degenerative disease in the Chesapeake Bay Retrievers

Degenerative diseases of the marrow is a progressive disease of the spinal cord where the supporting tissues degenerate. It is often misdiagnosed as IVDD (disc disease) or another condition because the initial symptoms present as osteoarthritis. However, the degenerative myelopathy eventually progresses to paralysis of the limbs, eventually rendering the affected dog immobile and unable to stand.

Sadly, there is still no cure for degenerative myelopathy. It usually affects older Chesapeake Bay Retrievers (8-11 years old), but there are exceptions. The best, dog carrying a mutated gene This disease will not be bred, so make sure your Chessie comes from a reputable breeder or rescue organization.

Ear infections in Chesapeake Bay Retrievers

Because they have drooping ears and spend a lot of time swimming (especially if your Chessie is a hunting dog), this breed is prone to ear infections. There are several causes of ear infectionsincluding allergies, hypothyroidism, trauma, ear mites, and bacteria.

Otitis externa (also known as an outer ear infection) leads to an infected ear infection. Your dog will have pain and redness outside of the ear canal, and their ears will have a foul odor. There may also be a black or yellowish discharge.

An untreated infection can worsen and affect your dog’s hearing or balance.

RELATED: “Swimmer’s Ear” in Dogs: What You Need to Know

Gastric torsion (aka “Bloat”) at Chesapeake Bay Retrievers

Gastric torsion (also known as “bloating”) occurs when a dog’s stomach bloats too quickly with gas, food, or liquid. Bloating is a sudden, life-threatening condition where the stomach can twist, blocking the organ’s way in and out. It can even impede blood flow, that is a medical emergency.

Larger, deep-chested dogs like the Chesapeake Bay Retriever are more likely to suffer from this condition. Early diagnosis and treatment is essential for gastric torsion. Preventive measures, such as exercising regularly, eating right, and not eating or drinking too quickly can also help.

If you notice any of these warning signs, you should take your Chessie to the vet right away:

• Swollen abdomen
• Arrhythmic heartbeat
• Shortness of breath
• Fall

Chesapeake Bay Retrievers . Hip Dysplasia

Hip dysplasia is one of the most common diseases Orthopedic problems in larger breed dogsincluding Chesapeake Bay Retrievers. The hip is a ball and socket joint, and hip dysplasia causes a two-component deformity. That makes it difficult for dogs to walk, and prolonged looseness can cause abnormal wear and tear that leads to osteoarthritis.

The sooner you are diagnosed with Chessie, the better their outcome. Pet insurance usually covers annual exams. If the condition worsens, it may require surgery.

Typical Cost of Treating Health Problems in Chesapeake Bay Predators and How Pet Insurance Can Help

If left untreated, many of the health conditions listed above can lead to long-term consequences and even surgery, which makes it more expensive to manage. Choosing a pet insurance plan that fits your Chesapeake Bay Retriever’s specific needs can save you a lot of money on medical expenses.

Here are just some sample veterinary costs for Chesapeake Bay Retrievers:

• Cost of degenerative myelopathy: Most of the cost for this disease is to diagnose it because there is sadly no cure. Things like X-rays, other imaging, and appointments with a neurologist to rule out other causes of symptoms can total between $2,000 and $4,000. Treatment will be for concurrent conditions such as arthritis or hip dysplasia.
• Cost of Ear Infection: Many dogs will have more than one type of infection, so treatment will require multiple medications. The average cost of treatment is ~$150. Total ear canal ablation (TECA) is a surgical option involves removing the ear canal along with diseased tissue to prevent the recurrence of ear infections. Surgery is only needed in chronic cases but can cost between $3,000 – $5,000. If you have a Chesapeake Bay Retriever, you should clean/check your dog’s ears regularly and make sure your pet insurance covers any related exams and treatment.
• Stomach tear (“Bloat”) Cost: If your dog’s stomach is twisted, it may need emergency surgery to remove the torsion. Average cost of treatment A case of hypertrophy with surgery costs between $2,000 and $5,000. If there are complications, the cost may be higher. Pet insurance with emergency coverage can literally save lives in this case.
• Cost of hip dysplasia: The cost of surgery for hip dysplasia can range from $4,000 to $6,000 per hip. Surgical options include Triple Pelvic Resection, Femoral Head Osteotomy, and Juvenile Pubic Genitourinary System Examination, all cost thousands of dollars. Without surgery, your dog will experience discomfort and eventually severe pain. Pet insurance may cover those costs.

Knowing the signs and symptoms of these conditions that are common in Chesapeake Bay Retrievers can help you spot them early, saving your dog and money. When in doubt, take your puppy to the vet for a diagnosis.

What is pet health insurance and why do I need it for my Chesapeake Bay Retriever?

Pet health insurance works very similarly to human health insurance. Your policy quote will fluctuate on a monthly basis, depending on your dog’s breed, age, and where you live. Typically, you’ll spend around $15-$103 per month as a pet parent.

Pet insurance is primarily for peace of mind, knowing you won’t be completely overwhelmed in the event of an emergency. Enrolling even if your dog is young and healthy will ensure you have plenty of coverage when they need expensive medical care later on. If you choose a plan that’s better suited to your particular breed, you’ll be better prepared when something happens later in their life.

Some plans cover accident and illness, while others only cover accidents. Some plans cover breed-specific diseases, and others do not. It all depends on the type of insurance you choose. With our free pet insurance comparison tool, you can get quotes from multiple insurance companies with no obligation to commit..

Whichever option you choose, you’ll feel better knowing you can take care of your dog when he needs you most. Plus, you won’t suddenly have to shell out thousands of dollars. Learn more about How does pet insurance work here?.

iHeartDogs powered readers. When you buy through links on our site, we may earn you a free affiliate commission.