Top 9 Pet Insurance Plans for Border Collies Dogs (2022)

iHeartDogs powered readers. When you purchase through links on our site, we may earn you a free affiliate commission.

With a history as a working shepherd, the Border Collie can always be trusted for its intelligence and athleticism. For the most part, these gorgeous, agile dogs are a hardy breed, with an average lifespan of 12-15 years. There are even record-breaking Border Collies dogs live to the ripe age of 25-27.

But of course, as with most dogs, the Border Collie predisposition to certain medical conditions. While these health problems can be expensive to treat, you can cover the high costs by investing early in pet insurance for your dog.

It’s easy to feel overwhelmed when it comes to choosing the right pet insurance plan for your beloved Collie. This guide will help you choose a plan that includes everything you want, so you can be there for your dog when they need you most.

Compare the top 9 pet insurance plans for your Border Collie with our Optional Free Quote Tool below

The easiest way to compare pet insurance prices is by using our tool below. The comparison tool will show you quotes from the top 9 pet insurers, including Trupanion, Pets Best, Lemonade, ManyPets, FIGO, HealthyPaws, Prudent Pet, Spot and Embrace pet.

What is the Pet Insurance Fee for Border Collies?

Here are some sample pet insurance plans for 1-year-old male Border Collies using zip code 75001 (Texas) as an example.

Ultimately, your plan’s premium will depend on a number of factors, including your dog’s age, size, and breed, as well as where you live. You also want to know what coverage your plan has and if it helps with specific Border Collie health problems. Let’s learn more about those medical conditions and how much you might pay to treat them.

General health problems associated with Border Collies

Collie Anomalous Eye (CEA) in Border Collies

Collie Eye Anomaly is an inherited disease that causes a Collie’s eyes to develop abnormally. The result is, The choroid (the group of blood vessels that absorb light and nourish the retina) is underdeveloped.

The mutation, which can lead to retinal detachment, most commonly occurs during the first year of a puppy’s life and can be prevented or minimized with early detection. Puppies can be tested for CEA about three months old.

Sadly there is no cure for CEA. Since CEA is an inherited condition passed down by either parent (dominant or recessive), more responsible breeding methods are needed to prevent puppies from being born with the disorder.

Hip Dysplasia in Border Collies

The hip is a ball and socket joint, and hip dysplasia causes a two-component deformity. That makes it difficult for dogs to walk, and prolonged looseness can cause abnormal wear and tear that leads to osteoarthritis.

The sooner you diagnose your dog, the better their outcome. Pet insurance usually covers annual exams.

Opponents of Osteoarthritis in Border Collies

This disease affects a dog’s joints (mainly the knees and shoulders.) Osteomyelitis occurs when the cartilage between the bones in a joint grows abnormally or becomes damaged. The breakdown of the cartilage surface can make movement of the joint painful and can cause the affected limb to become limp.

If the cartilage separates from the joint, it can form a loose flap. This It will likely need to be removed through surgery. Neglecting to treat this condition can lead to osteoarthritis in your dog.

Periodontal disease in border collie dogs

Periodontal disease, also known as gum disease, is a soft tissue infection that can seriously damage the bones that support teeth. Gingivitis is the mildest form of gum disease.

Periodontal disease begins with tartar buildup and progresses to gum and root infections. When oral disease is left untreated for too long, bacteria enter the bloodstream and can lead to worse health problems, causing damage to the heart, liver or lungs. That’s why regular brushing is so important; It’s not just about bad breath!

Typical Costs to Treat Health Problems in Border Collies and How Pet Insurance Can Help

If left untreated, many of the health conditions listed above can lead to long-term consequences and even surgery, which makes it more expensive to manage. Choosing a pet insurance plan that fits your Border Collie’s specific needs can save you a lot of money on medical expenses.

Here are just some sample veterinary costs for Border Collies:

• Collie Eye’s Anomalous Cost: Unfortunately, there is no way to reverse this genetic condition. There is a surgical option to reattach or repair the retina, which can minimize the negative effects of CEA. That surgery will, on average, cost $1,000 per eye.
• Cost of hip dysplasia: The Cost of surgery for hip dysplasia expensive, ranging from $4,000 to $6,000 a piece. Surgical options include Triple Pelvis, Femoral Head Osteotomy, and Juvenile Genitourinary Examination, all of which cost thousands of dollars. Without surgery, your dog will experience discomfort and eventually severe pain.
• Cost of osteomyelitis: Milder cases can be treated with pain relievers and rest. If a loose cartilage flap has formed, your veterinarian will likely recommend surgery to relieve your dog’s pain and improve their mobility. Arthroscopy procedure can be very expensiveabout $2,000-$4,000 per joint.
• Cost of periodontal disease: Usually, if dental disease is severe, your veterinarian will want to give your dog a deep clean. Since they mostly require anesthesia, canine cleaning procedure $500 to $1,000 on average. In the end, you will pay more for oral surgery and if your dog needs to have the decayed teeth removed. For example, a root canal can cost as little as $1,000. The best way to save money on doggie dental care is with routine home maintenance.

Knowing the signs and symptoms of these conditions that are common in Border Collies can help you spot them early, saving you money and your dog. When in doubt, take your puppy to the vet for a diagnosis.

What is Pet Health Insurance and Why Do I Need It for My Border Collie?

Pet health insurance works very similarly to human health insurance. Your policy quote will fluctuate on a monthly basis, depending on your dog’s breed, age, and where you live. Typically, you’ll spend around $15-$66 per month as a pet parent.

Pet insurance is primarily for peace of mind, knowing you won’t be completely overwhelmed in the event of an emergency. Enrolling even if your dog is young and healthy will ensure you have plenty of coverage when they need expensive medical care later on. If you choose a plan that’s better suited to your particular breed of dog, you’ll be better prepared when something happens later in their life.

Some plans cover accident and illness, while others only cover accidents. Some plans cover breed-specific diseases, and others do not. It all depends on the type of insurance you choose. With our free pet insurance comparison tool, you can get quotes from multiple insurance companies with no obligation to commit..

Whichever option you choose, you’ll feel better knowing you can take care of your dog when he needs you most. Plus, you won’t suddenly have to shell out thousands of dollars. Learn more about How does pet insurance work here?.

iHeartDogs powered readers. When you purchase through links on our site, we may earn you a free affiliate commission.