The best cards to combine with Amex Gold – The Points Guy

The American Express® Gold Card is a card we can’t live without.

It earns 4 points for every dollar spent in the US supermarket (up to $25,000 in purchases per calendar year; 1 point for every dollar thereafter) and have dinner at restaurants as well as 3 points per dollar on flights booked directly or via Amex Tourism.

The card also comes with a dining credit of up to $10 monthly on qualifying purchases at participating restaurants and up to $120 annually. Uber Cash Credit (can be used for Uber or Uber Eats) for US customers. The card must be added to an Uber account to receive Uber Cash benefits and registration is required for certain benefits.

But while it’s a great card on its own, it also pairs well with other bonus cards to build a more comprehensive card strategy.

Today, we are reviewing a few cards that combine well with Gold Amex.

The first cards you should consider pairing with Gold Amex are other Membership rewards cards. Amex allows you to pool your points into one Membership Rewards account, which means you can earn on multiple cards and exchange them for cash for a great redemption.

Platinum Card® from American Express

Annual fee: $695 (see rates and fees).

Welcome Bonus: Earn 80,000 Membership Rewards Points after you spend $6,000 in purchases within the first six months of becoming a card member.

Reward rate: Earn 5 points per dollar on airfare purchases directly from the airline or through Amex Travel up to $500,000 on these purchases per calendar year) and prepaid hotels booked via Amex Travel.

If you are a frequent traveler looking to upgrade your experience, Amex Platinum could be a great choice to add to your wallet alongside Amex Gold. You’ll earn more on qualifying flight and hotel tickets, plus you’ll get a excellent travel privilege lineinclude lounge access, elite status with both Marriott and Hilton and hundreds of dollars in statement credits. Registration required for selected benefits.

For more details, check out our full Amex Platinum Review.

Register here: Amex Platinum Card

Amex Everyday® Preferred Credit Card from American Express

Annual fee: $95.

Welcome Bonus: Earn 15,000 points after you spend $1,000 on purchases in the first three months of account opening.

Reward rate: Earn 3 points per dollar spent at US supermarkets (up to $6,000 in qualifying purchases per year), 2 points per dollar at US gas stations, and 1 point per dollars for all other purchases.

The Amex Everyday Preferred often flies under the radar, but it’s a solid starting point for the Membership Rewards program if you’re just getting started. It also makes a solid combination with Amex Gold. You’ll get 2 points for every dollar at gas stations in the United States — a bonus that Amex Gold lacks — but you can also get a 50% bonus earning points at the end of each month if you use the card mine more than 30 times. This makes it a great choice for daily spending along with Amex Gold to increase your Membership Rewards balance.

For more details, check out our Full review of Amex Everyday Preferred.

Information about Amex Everyday Preferred has been independently collected by The Points Guy. The card details on this page have not been reviewed or approved by the issuer.

If you are loyal to one of the hotels or airlines Transfer Partner Membership Rewardsalike Delta SkyMiles or Hilton titleCo-branded cards can be a great way to supplement your earning potential.

Delta SkyMiles® Gold American Express Card

Annual fee: $0 annual referral fee for the first year, then $99 (see rates and fees).

Welcome Bonus: Earn 70,000 bonus miles after you spend $2,000 on a new card in the first six months of your card membership.

Reward rate: Earn 2 points per dollar for purchases at eligible US Delta, restaurants and supermarkets.

Those who live near a Delta hub or frequently fly with the airline may be interested in a Delta co-branded credit card earns you miles on flights and gives you some nice airline benefits. Delta is one of Amex’s transfer partners, which makes it easy to use your Amex Gold to supplement your Delta earnings in exchange.

The Delta SkyMiles Gold Amex is a great option for frequent flyers and those who don’t want to add a high annual fee to their wallet. Still, Other Delta Credit Cards are also great options for those who want help achieving airline elite status.

For more details, check out our Delta SkyMiles Gold full review.

Register here: Delta SkyMiles Gold Amex Card

Hilton Honors American Express Surpass® card

Annual fee: $95 annual fee (see prices & fees).

Welcome Bonus: Earn 150,000 Hilton Honors Rewards Points after you spend $3,000 on card purchases during the first six months of your card membership. Offer ends on April 5.

Reward rate: Earn 12 points for every dollar spent on qualifying purchases at Hilton properties; 6 points for every dollar spent at US restaurants, US supermarkets and US gas stations; and 3 points for every dollar spent on other qualifying purchases.

If you’re loyal to Hilton Hotels while traveling, probably have a Hilton credit card in your wallet. Card comes with free golden status (although you can earn diamond status when you spend $40,000 on qualifying purchases on your card in a calendar year), free night bonus after spending $15,000 per calendar year, 10 free Priority Card hits every year and more. Registration required for selected benefits.

It’s a solid card to pair with your Amex Gold because it earns in one of the categories Amex Gold misses out on — Hilton stays — and you can transfer Membership Rewards to Hilton Honors to help you top up your Hilton account to redeem.

For more details, check out our full review of Hilton’s Honor Pass.

Register here: Hilton Honors Superior Credit Card

Reserve other types of points

Of course, it’s also valuable to have tokens of entirely different currencies in your wallet to maximize your redemption options across the board. Here are some options for diversifying the points and miles you’re earning.

Chase Sapphire Priority Card

Annual fee: $95.

Sign up bonus: Earn 60,000 Ultimate Rewards points when you spend $4,000 on purchases in the first three months of account opening.

Reward rate: Earn 3 points per dollar on food and beverage purchases and 2 points per dollar on a generous definition of travel purchases. Earn 5 points for every dollar on Lyft through March 2025.

At face value, you might be wondering why the Chase Sapphire Preferred is a good card to pair with Amex Gold, as it earns 2 points per dollar on travel and 3 points on dining — two overlaps. with Amex Gold. But Chase defines tourism broadlymaking this card a great choice for travel spending other than flights booked directly through the airline or Amex Travel. Chase is also more generous than Amex in defining ‘eating’Covers most bars.

And when it comes to earning variety points, both Amex and Chase offer the most valuable flexible bonuses on the market — both worth 2 cents each according to TPG . valuation — and comes with a unique set of redemption options, so you should have both in your wallet.

For more details, check out our Full review of Chase Sapphire Preferred.

Register here: Chase Sapphire Priority Card

Capital One Venture Rewards Credit Card

Annual fee: $95.

Sign up bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first three months of account opening.

Reward rate: Earn 2 miles for every dollar spent on every purchase.

If you want a composite card for your non-bonus spending, you can’t earn more than Capital One Venture. You’ll earn 2 miles per dollar on every purchase, and Capital One recently took steps to seriously upgrade its travel redemption options.

Between one refurbished lineup of transfer partnersthe Fixed value redemption option to buy travel more widely and increase your earning rate when booking travel through Capital One travel portal Finally, now is a great time to add this card to your wallet.

For more details, check out our Full review of Capital One Venture Card.

Register here: Capital One Venture Rewards Credit Card

Of course, the options listed here are not the only good ones. If you are loyal to another hotel or airline, such as American Airlines or Hyatt, you should have a co-branded card with that brand to earn those points and miles as you won’t be able to do that with your Amex. Also, people with side jobs may find more value in your pairing Gold Amex with one business credit card.

And if you haven’t added yet Gold Amex into your wallet, now is a great time to sign up and earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new card within the first six months of becoming a member. member of the card. However, you can earn higher signup rewards through friend or relative’s referral link until June 7.

Official app link: American Express Gold Card

Additional reporting by Madison Blancaflor.

For Amex Platinum card rates and fees, please click This.
For Amex Gold card rates and fees, please click This.
For Hilton Surpass prices and fees, please click This.
For Delta SkyMiles Gold card rates and fees, please click This.