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What is the difference between Lemonade and FIGO pet insurance?
Thank you for checking out our guide to comparing Lemonade and FIGO pet insurance plans. Below you’ll find a comparison table of package prices, multi-pet discounts, wellness packages, coverage amounts, and more.
Remember that the easiest way to buy pet insurance is to use such as this tool to compare pet insurance plans from all the major pet insurance companies at once. With with this tool you can compare rates from Lemonade and FIGO side by sideas well as other major pet insurance companies.
Lemonade & FIGO: Analysis of all benefits of insurance packages for dogs
The comparison below will show you the features of Lemonade and FIGO pet insurance plans, as well as many other top pet insurance brands.
The company
Annual insurance
Annual insurance
$5,000 or unlimited
Up to $100,000
Infinite
Infinite
$5,000 or unlimited
Infinite
$10,000 or unlimited
$5,000 – $30,000
Infinite
Discounts on multiple pets?
Discounts on multiple pets?
It’s correct
It’s correct
No
No
It’s correct
No
It’s correct
It’s correct
No
What they do best
What they do best
Best for custom planning
Good prices for puppies and kittens
$0 copay option. No monthly fees.
Best to Pay Vet Claims Directly
Short waiting time
Best to pay claims quickly
Best Trustpilot rating
The best plan for outstanding benefits
Quick request. Have a health plan available.
iHeartDogs customer reviews
iHeartDogs customer reviews
4.3 / 5
4.6 / 5
4.7 / 5
4.5 / 5
4.1 / 5
4.4 / 5
4.5 / 5
4.5 / 5
4.1 / 5
Choosing a healthcare plan? (preventive care, eg examination, dentistry, vaccines)
Choosing a healthcare plan? (preventive care, eg examination, dentistry, vaccines)
It’s correct
It’s correct
It’s correct
No
No
No
No
It’s correct
It’s correct
Example quote for 1 year old 30 lb mix
Example quote for 1 year old 30 lb mix
$35.81 per month
$20.00 per month
$30.00 per month
68.25 USD per month
69.30 USD per month
$26.25 per month
73.46 USD per month
$42.35 per month
$15.00
Refund Amount
Refund Amount
90%, 80% or 70%
90%, 80% or 70%
90%, 80% or 70%
90%
100%, 90%, 80% or 70%
90%, 80%, 70%, 60% or 50%
90%, 80% or 70%
90%, 80% or 70%
100% or 90%
Annual deduction
Annual deduction
$50, $100, $200, $250, $500 or $1,000
$100, $250 or $500
$100, $250 or $500
$0 to $1,000
$100, $250, $500 or $750
$100, $250, $500, $750 or $1,000
$100, $250, $500 or $1,000
$200, $300, $500, $750 or $1,000
$250, $500 or $1,000
iHeartDogs powered readers. When you purchase through links on our site, we may earn you a free affiliate commission.
Free side-by-side quote comparison between Lemonade and FIGO
Fill out the form below to receive an optional quote comparison table between Lemonade and FIGO.
Frequently asked questions about Lemonade Vs. FIGO
Amount of Insurance: Lemonade vs. FIGO
Lemonade’s annual coverage maxes out at $100,000 depending on your plan, while FIGO’s coverage can max out at $5,000 or unlimited. Unlimited insurance sounds better, but it requires higher premiums and $100,000 can cover many expensive surgeries and treatments, especially over a one-year period. Of course, that depends on why you’re visiting, but $5,000 should be enough to cover many veterinary procedures.
Multiple Pets Discount: Lemonade vs. FIGO
Both Lemonade and FIGO offer multiple pet discounts, making both plans a good choice for multi-pet parents looking to save.
What is the refund for Lemonade compared to FIGO?
Lemonade’s return options are 90%, 80% or 70%. FIGO return options include 100%, 90%, 80% or 70%. The higher your payout, the higher your premium will be.
What is the Annual Deduction for Lemonade compared to FIGO?
Lemonade has several deductible options: $100, $250, or $500. FIGO offers $100, $250, $500, or $750 deductibles. The higher the deductible, the lower your premium will be.
Does lemonade or FIGO provide a wellness plan for prevention?
While FIGO doesn’t have a wellness package option, Lemonade offers one. This means you invest in preventative care like annual checkups and tooth cleanings, but it won’t cover accidents or emergencies.
Who’s Cheaper: Lemonade or FIGO?
In most cases, we found Lemonade to offer a more affordable price tag. In our example quote, Lemonade removed the FIGO for a 30 lb 1 year old mixed breed dog based on the Texas zip code 75001. However, keep in mind the location, age of the dog, breed, gender. properties and other factors that significantly influence valuation. The best way to know if Lemonade or FIGO is cheaper is run a comparative quote here.
Bottom line: Who’s better, Lemonade or FIGO?
Overall, we have the edge over Lemonade in terms of their more affordable pricing, wellness package options, and discounts on multiple pets, as well as their overall ratings among iHeartDogs customers. Both companies are very reputable and popular with iHeartDogs readers, with Lemonade receiving 4.6/5 stars and FIGO receiving 4.1/5 stars.
Run a Comparative Quotation No Obligation Between Lemonade and FIGO
[4] Lemonade Pet Insurance (2022) Customer Reviews
iHeartDogs was created surveying our readers in 2022 about their experience with Lemonade and other Pet insurance provider.
Lemonade Pet Insurance generally received a 4.5 out of 5 Rating:
⭐⭐⭐⭐⭐ – Very Fast Response – Lemonade Review by James, Ashburn
⭐⭐⭐⭐ – The site is quite simple and easy to use. Last time I had questions, customer service was fast – JT Lemonade Review, Moreno Valley
⭐⭐⭐⭐ – Not required yet, but registration is super fast and easy. Heard from a few friends who have used them and are happy – Lemonade Review by Justin, Riverside
⭐⭐⭐⭐⭐ – Love that they also offer renters insurance, life insurance, car insurance etc. Looks like a modern company, very easy to use – Lemonade review by Jennifer, Richmond
[6] Customer Reviews for FIGO Pet Insurance (2022)
iHeartDogs surveyed our readers in 2022 about their experience with FIGO and other pet health insurance company.
Overall FIGO received a 4.2 out of 5 Rating:
⭐ – 6 vet visits, many reasons, NO claim to pay. They find ANY reason to deny the claim. This is my third company for pet insurance – a complete waste of my money. – Katie, Frisco .’s FIGO Pet Insurance Review
⭐⭐⭐⭐ – No Claims Filed – FIGO Pet Insurance Reviewed by Dorothy, Phoenixville
⭐⭐⭐⭐⭐ – Processing requests very quickly and quickly. Paying extra for routine health care coverage – FIGO Pet Insurance reviewed by Stephanie, Independence
⭐⭐⭐⭐⭐ – I have nothing but good things to say about FIGO and the ease of claims and refunds. Thanks FIGO for being there. – Glen . FIGO Pet Insurance Review
⭐⭐⭐⭐⭐ – Service from staff was excellent, Only complaint: I’ve had this insurance for years and it makes sense. Then FIGO switched providers in 2019 and the monthly fee doubled. Not a big deal anymore. Coverage cannot be switched because of a pre-existing condition. – Betty . FIGO Pet Insurance Review
⭐⭐⭐⭐⭐ – Excellent customer service. My request took only a few hours to process. Top class platform. Transparent pricing. Couldn’t ask for more. Every pet owner should have pet insurance, and so should Figo. – Greg’s FIGO Pet Insurance Review,
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