Chasing the ultimate reward The spot is one of my favorites Bonuses are transferable because there are so many high value airlines and customer loyalty program These points give me access. I often Transfer Chase points to Hyattbut you can also transfer Chase Ultimate Rewards points to many other partners, including United MileagePlus.
Here’s how to transfer Chase points to United Airlines and what else you should know before transferring your Ultimate Rewards points.
How to transfer Chase points to United
Before learning how to transfer Chase points to United, make sure you have a MileagePlus account. If not, come United websiteClick “Join Now” and create an account.
To transfer Chase points to United, go to Ultimate Rewards website, log in to your account and select a card that earns Ultimate Rewards (if you have multiple cards). You’ll land on the dashboard for the card account you selected. For example, here is the dashboard for Chase Sapphire Preferred® Card.
Click the “Travel” drop-down menu at the top of your dashboard and then select “Transfer points to partner.”
You’ll land on a page showing all of Chase’s transfer partners. Scroll down and then click on the United row. Doing so will take you to an information page about transferring Chase points to United.
If you want to continue, click “Transfer Points” to go to the page where you can enter your United MileagePlus information (if you haven’t registered your account with Chase Ultimate Rewards). In the example below, I’ll transfer Chase points to my United MileagePlus account.
If you have qualified authorized users on your account, you can transfer to them. For example, I signed up for a United MileagePlus account for my husband and I Ink Business Preferred® Credit Cardof Ultimate Rewards, so I can transfer Chase points to one of our United accounts.
On the next page, enter the number of Chase points you want to transfer to United. You must transfer at least 1,000 points and can only transfer in 1,000 point increments.
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Click “Next” to get to the summary page before clicking “Submit” to confirm your transfer request.
A transfer from Chase to United would normally take place right away but it may take up to seven business days.
Related: How to redeem Chase Ultimate Rewards points for maximum value
Chase vs. United transfer rates
The Chase to United transfer ratio is 1:1. You must transfer Chase points in 1,000-point increments, meaning you can convert 1,000 Chase points into 1,000 United miles. Sometimes you can find one transfer bonus that increases the odds of a Chase transfer to United, but this is rare.
Based TPG’s valuation, Chase points are worth 2.05 cents each and United miles are worth 1.32 cents each. You will lose the theoretical value when transferring Chase points because Transferable points are inherently more valuable. However, as we’ll discuss in the next section, this doesn’t mean you shouldn’t transfer Chase points to United.
Related: Best Chase credit cards
Should I transfer Chase points to United?
As you read this guide, you may be wondering whether you should transfer your Chase points to United. This question is so complex that I can’t tell you whether you should transfer Chase points to United without understanding your specific situation.
However, United MileagePlus is not the most valuable Chasing transfer partners Based on our review. For example, while our valuation pegs the value of United miles at 1.32 cents per mile, we value several other Chase transfer partners higher; This includes World of Hyatt at 1.7 cents each, as well Avios is a British airline, Air Canada aircraft And Virgin Atlantic Flying Club at 1.5 cents each.
So you may want to reserve your Chase Ultimate Rewards points to transfer to these higher-value partners – especially if you haven’t accumulated a large amount of Chase points. However, you can get much higher value from United miles when redeeming them. Check out our guide above Redeem United miles to get started, then read our guide on maximize United MileagePlus redemptions for more tips on getting the most value from your United miles.
Even if you only get 1.32 cents per point when transferring Chase points to United, that’s still more than the 1.25 cents per point you can get when transferring points for travel Chase Travel℠ Portal with Chase Sapphire Preferred® Card or Ink Business Preferred® Credit Card. So if you have a lot of Chase points or don’t want to book awards with higher-value transfer partners, transferring Chase points to United might be right for you.
However, if you have Reserve Chase Sapphire®, you can get 1.5 cents per point when you redeem through the Chase Travel portal. Because of this, Chase Sapphire Reserve cardholders should ensure they will receive at least 1.5 cents per mile on their United rewards before transferring Chase points to United.
Related: Flights, credit cards and more: How to earn miles with the United MileagePlus program
How to earn Chase points
If you want to transfer Chase points to United, you may also be curious about how you can earn more Chase points. Below is a list of some of the major cards that participate in the Chase Ultimate Rewards program and are currently accepting applications:
Some of these cards earn cash back rewards instead of points, but you can combine rewards from all of your Ultimate Rewards cards into one account. If the account you use to collect all rewards is a Sapphire Reserve, Sapphire Preferred, or Ink Business Preferred account, you’ll have some points that can be transferred to Chase’s transfer partners.
Related: How (and why) combine your Chase Ultimate Rewards points into one account
Bottom line
Now you know how to transfer Chase points to United.
The first time you transfer Chase points can be daunting. However, once you decide to transfer your Chase points to United and find the award flight you want to book, follow the steps above to transfer the points you need to book your award flight.
Remember, you have to transfer in 1,000-point increments, so you may need to transfer a little more points than you need to book your flight.
