Overview Capital One Spark Miles Select for Business
Capital One Spark Miles Select for Business is a free annual business credit card that earns 1.5 miles per dollar on every purchase. You can transfer Spark miles to 18 airline and hotel partners, or use your miles to erase travel fees at 1 cent per mile. Card Rating*:
*Tag ratings are based on the opinions of TPG editors and are not influenced by the card issuer.
Capital One Spark Miles Select for business cards is a solid choice for small business owner who wants a card with No annual fee. Not only is this a great card for those on a limited budget, but it’s also simple to use as it earns 1.5 miles of unlimited miles for every dollar everywhere. Capital One Mile are worth as little as 1 cent each time you use them to clear a travel purchase, but can be worth 1.85 cents (according to TPG . valuation) if you pass them to the right partner.
This card is the little sibling of Capital One Spark Miles for Business (see rates and fees), earns 2 miles per dollar on all purchases and has an annual fee of $95.
tinformation about the Capital One Spark Miles Select card has been independently collected by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Spark Miles Choose Welcome Offer
The Spark Miles Select card has a sign-up bonus of 50,000 bonus miles after you spend $4,500 in the first three months of account opening.
if you redeem your miles to buy travel at a fixed value (1 cent each), this bonus is worth $500. But the option to Fund Transfer One mile Let the travel partner bump up TPG’s valuation of miles up to 1.85 cents per mile, increasing the bonus value to $925.
Related: Today’s best overhead welcome offer
Earn miles on Spark Miles Select
The Spark Miles Select card earns 1.5 unlimited miles per dollar on every purchase. consider TPG . One-mile Capital Valuation is 1.85 cents per mile, you will get 2.8% interest on your daily purchases.
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That’s so great earn transferable miles for business expenses that fall outside of general bonus categories, such as advertising, transportation, travel, and office supplies. But if a large portion of your business spending falls into one of those categories, then you’ll want to consider one of the other categories. best business credit card.
Related: Who qualifies for a business credit card?
Redeem miles on Spark Miles Select
The easiest way to redeem Capital One miles is to redeem them as statement credits on eligible travel purchases at the rate of 1 cent per mile. Based on Capital One, buy qualified travel including purchases from airlines, hotels, railways, car rental agencies, limousine services, bus routes, travel routes, taxis, travel agencies and time sharing.
You also have the option to Transfer Your Capital One Mile up to 18 airline and hotel partners. For the annual free travel pass, this ability to earn and redeem Points are transferable is extremely valuable.
You can get great value out of your miles by transferring them to programs like Air France-KLM flies green, Avianca Life Miles And British Airways Executive Club.
For more ideas on how to use your mileage, check out our guide on how to use Capital One mileage to book rewards star alliance, A world And SkyTeam airlines.
Related: Redeem One Mile for maximum value
Spark Miles Select Benefits
Spark Miles Select card has more benefits than other cards travel rewards card, but it comes with some travel protection and buy protection.
This card also has No foreign transaction feesthis is not common for the annual free pass.
Which cards compete with Spark Miles Select?
If you want to earn a different set of rewards or spend enough money to prove a card with an annual fee, then another card might be a better fit.
For additional options, please see our list of best business credit card And Best Capital One credit card.
Related: The best combination of personal and business credit cards
Is Spark Miles Select worth it?
Spark Miles Select allows small business owners to earn rewards at a reasonable rate without worrying about justifying an annual fee. However, if you’re spending enough on your business card to justify paying the annual fee, then you’re probably better off using a card with a higher earning potential.
Related: Step by Step: How to Complete the Capital One Business Credit Card Application
bottom line
Capital One Spark Miles Select for Business is a single card capable of earn transferable rewards without paying an annual fee. That alone makes this card worthwhile for business owners who don’t have enough expenses to justify paying an annual fee for a card with a slightly better rate of return. But before you add this to your wallet, check out some of our more favorite business card and choose one that fits your spending habits and goals.
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Additional reporting by Emily Thompson and Stella Shon.
For Blue Business Plus Card prices and fees, please click This.
For the Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Benefits Guide for details, where the terms and exclusions apply.
