Wells Fargo Signature Travel Card Review: Full Details

New one Wells Fargo Signature Cruise Card℠ (see exchange rates and fees) comes with valuable earnings rates and several transfer partners — a first for the issuer — along with some perks that make the card worth a look if you’re confident in the program’s potential Wells Fargo travel. Card Rating*: ⭐⭐⭐

*Card review based on the opinions of the TPG editorial board and not influenced by the card issuer.

The newly released Journey to get Wells Fargo’s signature is the mid-tier version of the annual free plan Wells Fargo Signature Card℠ (see exchange rates and fees), comes with additional perks like a $50 annual statement credit toward airline purchases (with a $50 minimum airline purchase) and valuable earnings rates than when shopping for travel and restaurants.

The card works well for those who want a simpler travel rewards redemption process while still taking advantage of select travel partners.

It has an annual fee of $95 and a recommended credit score of 670.

Here’s a closer look at Wells Fargo’s Signature Journey.

The Signature journey comes with an initial welcome offer of 60,000 bonus points after spending $4,000 in the first three months. TPG value Wells Fargo Rewards points are at 1.6 cents per person, making this reward worth about $960.

Wells Fargo credit card applications come with the following terms:

You may not be eligible for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months. We may also limit the total number of open Wells Fargo credit card accounts you have.

Therefore, Wells Fargo will consider whether you have opened other cards in the past six months and how many credit cards you have with this bank before deciding whether to approve your application or issue an offer bonus. happy.

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Related: Basic guide to restrictions when applying for a credit card

Firstly Signature journey is a Visa Signature card, which means you’ll enjoy some built-in benefits right away.

The Visa Signature luxury hotel collection offers elite benefits on hotel bookings made through its program. Some of the benefits you may enjoy include a room upgrade upon arrival (if available), a USD 25 dining credit at the property, VIP status, and free breakfast for two people per day .

There’s also the Visa Signature Concierge Service, which can help you book travel, make restaurant recommendations and reservations, or book tickets to an event.

Cardholders will also receive a $50 annual statement credit for airline purchases after making a minimum $50 purchase with airlines.

Signature Journeys also offers some standard purchase protections, such as secondary protections Car rental collision damage waiver about your rent when you pay the entire transaction with your card, mobile phone protection (there is a $25 deductible per claim), 24-hour roadside mail, travel and emergency services assistance, and free access to FICO credit score.

Wells Fargo cardholders can also access it My Wells Fargo offers to get cashback offers from various merchants. You can also get an emergency cash advance or emergency card replacement (within 24 hours or up to three days, depending on where you are), if needed.

Related: Everything you need to know about the benefits of the Visa Signature card

With Signature journeyyou will earn:

• 5 points per dollar spent at hotels
• 4 points per dollar spent on airlines
• 3 points per dollar spent on other travel and restaurant purchases
• 1 point per dollar spent on other purchases

Those are solid earnings ratios and could become even more valuable as Wells Fargo Rewards becomes more flexible. If the publisher continues to add transfer partners, find ways to maximize that earnings percentage to save for your next trip.

Related: Credit cards with the best rewards for each bonus type

There are several ways to use your points now wellsfargo.com/rewards. You can redeem them for 1 cent each as statement credits, gift cards (in $25 increments), or to book travel, such as flights, car rentals, or hotel stays hotel.

You can also redeem points as a credit toward an eligible Wells Fargo credit card, checking account or mortgage. Additionally, you can pay with points at participating merchants, including PayPal.

It’s also worth noting that you can get a value of 1.5 cents per point when redeeming points for airline tickets if you have Wells Fargo Visa Signature® Credit Card (no longer available to new applicants).

Information about Wells Fargo Visa Signature has been independently collected by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

With the Wells Fargo Rewards program, you can transfer your points to five airline programs— Air France-KLM Fly Green, AviancaMiles Life, British Airways Executive ClubAer Lingus AerClub and Iberia Plus (the latter three all have earnings Avios) — plus a hotel program, Privilege of choice.

Wells Fargo’s first transfer partners have pegged the value of their points at 1.6 cents each – exactly how much more valuable they might become remains to be seen. However, I hope the list of transfer partners continues to grow and may see my application in the future if so.

Here are some suitable cards Journey to get Wells Fargo’s signature:

For more options, see our list of best credit cards with annual fees under $100.

Related: The complete guide to credit card annual fees

That said, serious points and miles enthusiasts may be better off with a more reputable vehicle travel rewards credit card.

The Signature journey card is a promising new product from Wells Fargo, one that is expected to become more valuable if its list of transfer partners continues to grow. Those looking for a simple card with a reasonable annual fee can take advantage. However, points and miles veterans who love extracting maximum value from their cards may not be getting much out of Signature Journeys — yet.

Register here: Journey to get Wells Fargo’s signature

For Wells Fargo Autograph rates and fees, click This.

For Wells Fargo Signature Journey rates and fees, click This.

For Wells Fargo Active Cash rates and fees, click This.