This annual no-fee card offers 2% cash back on every purchase – and automatically applies your rewards
There are many cash-back credit cards on the market today, and almost all of them include some sort of hurdle to overcome. Whether it’s the variable merchants at which you can earn bonus rewards or the specific requirements to actually redeem them, getting the most out of these cards can sometimes be a lot of work. .
But many consumers want an easier way to get rewarded using a credit card – without worrying about keeping track of bonus categories or even remembering to redeem what they’ve earned.
If that sounds like you, then Mastercard Synchrony Premier World might be the card for you. With unlimited 2% cashback on every purchase – no category changes, no annual fees, and automatic rewards – it’s possibly the simplest cashback card available.
Sign up for our daily newsletter
Keep reading to learn more about Mastercard Synchrony Premier Worldgives you all the rewards with no work achieved.
Unlimited 2% cashback with no annual fee
The card has a simple yet generous monetization structure: Every time you swipe (or tap) the card, you’ll earn unlimited 2% cashback. You can use the card for everything – including shopping, gas, dining and travel – and always get 2% cash back.
Unlike some other cashback cards, Mastercard Synchrony Premier World There’s no rotating or quarterly spending portfolio to keep up with. You can spend knowing you’ll earn 2% back on every purchase, no matter the time of year or where you’re shopping.
Related: How to choose a cashback credit card
And there are no annual fees, no upfront fees to open the card and start using it – you’ll start earning cash back in no time.
Automatic statement credits
With other cards, you may have to earn a certain amount of rewards before you can redeem your cash, or you can only redeem rewards for specific spending categories. And even cards that don’t impose these limits often require you to initiate a redemption manually. Some cards even put an expiration date on their rewards.
Not Mastercard Synchrony Premier World.
As a cardholder, the refund is automatically applied as a statement credit each month. You don’t need to do anything, no need to click any buttons. This process happens automatically, removing another barrier that could prevent you from enjoying the rewards you’ve earned.
Related: 3 reasons why you want a cashback credit card in your wallet
Free benefits of World Mastercard
As part of the Mastercard network, Synchrony Premier World Mastercard comes with additional benefits at companies like DoorDash, Lyft, and ShopRunner. You’ll also get some travel perks to make your next trip more enjoyable.
Enjoy savings on hotels, car rentals and even airline tickets through Mastercard Travel and Lifestyle Services. You’ll also have access to World Mastercard’s portfolio of luxury hotels and resorts of more than 3,000 luxury accommodations, where you’ll enjoy perks like complimentary breakfasts, on-site credits and more .
Related: The 10 Most Valuable Mastercard Benefits in the World
These added benefits make the Synchrony Premier World Mastercard competitive not only with other cashback cards but even popular travel cards – all with no annual fees.
Key point
It can take time and energy to understand the nuances of many cash-back credit cards, but Mastercard Synchrony Premier World make it simple. Cardholders get unlimited 2% cashback on every purchase without remembering any spending categories.
The Free Annual Card includes automatic statement credits every month, so you don’t have to manually redeem your cashback rewards (and don’t need to worry about them expiring).
The card also comes with free World Mastercard benefits – including a three-month DoorDash DashPass, a ShopRunner membership, access to Mastercard Travel and Lifestyle Services, and more.
If earning 2% cash back on every purchase with no annual fees and automatic statement credits sounds like your ideal rewards card, then join our 60 million customers. Synchrony by adding Synchrony Premier World Mastercard into your wallet today.
