The beginning of a new year means new beginnings and new opportunities. That includes fresh starts for your American Express shopping credits and new opportunities for purchases that might cost you $0 out of your own.
Specifically, I am referring to annual Credit Saks Fifth Avenue above Platinum Card® from American Express and Dell shopping credit on Business Platinum® Card from American Express. Pre-registration is required to use these benefits.
See how to use your new shopping credit balance for next year.
Saks Shopping Credit on Amex Platinum
Amex Platinum Card offers an annual statement credit of up to $100 on purchases from Saks Fifth Avenue. This is available when shopping online or in person and comes in the form of a credit of up to $50 from January to June and a credit of up to $50 from July to December each year. To use this benefit, you must pre-register your card through the “benefits” page of your Amex online profile.
Related: 9 Things You Can Buy With A $50 Saks Fifth Avenue Amex Platinum Credit
Make sure to rank this credit with online shopping portal to earn back bonuses or miles. Also, keep an eye out for any discounts or coupons Saks is offering, along with Amex Offers.
If you often shop at Saks, this statement credit will be very helpful. Even if you don’t know, it’s easy to find some items that cost no more than $50. When you search for discounts, you can specifically curate items under $50 (so you can bet I’ll stock up on a few t-shirts this week).
Dell Shopping Credits on Amex Business Platinum
If you have Business Platinum Cardyou can get max $400 as statement credit on Dell purchases each year. To be eligible, the purchase must have been made in the United States, and you must be pre-registered to receive benefits through the “benefits” section of your Amex online profile.
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This benefit is available up to $200 in statement credits from January to June and up to $200 in statement credits from July to December annually. And it doesn’t have to be a computer either. You can Use your Dell credit to buy a new laptop bag, speaker, or gaming gift card.
Related: 10 items you can buy with a $200 Amex Business Platinum Dell Credit for the New Year
Again, use shopping portal to maximize this purchase by adding points, miles, or cash back on purchases and statement credits you’ll receive from American Express.
bottom line
A new year means your credit card’s annual credit may have reset. Among the more popular and easy-to-use options are Dell and Saks Fifth Avenue credits available each calendar year from American Express.
You’ll want to use up these statement credits no matter which card you have, as they’re use or lose benefits that won’t carry over into the second half of the year.
Additional reporting by Stella Shon and Ryan Smith.
