There’s a category of high-paying travel cards that you may not be familiar with — but after a recent refresh, it should definitely be on your radar.
The Wander® Card from Credit One Bank® earn cardholders up to 10 points per dollar spent on qualifying hotel stays and car rentals booked through the issuer’s travel partner. And with extras like no liability for fraud and free online access to your Experian credit score each month, you don’t have to worry that you’re sacrificing your credit strength while Earn travel rewards.
For those looking to travel internationally, the Wander Card also doesn’t charge a foreign transaction fee.
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Keep reading to learn all there is to know about the improved version Wandering card from Credit One Bank.
sign up bonus
New cardholders can earn 10,000 bonus points after opening a new account and spending $1,000 on qualifying purchases with their new card in the first 90 days. Rewards points can be redeemed for statement credits, gift cards or travel at the rate of one cent per point.
That’s $100 worth from just the sign-up bonus — and with a $95 annual fee, the card essentially pays for itself in the first year. Plus, you’ll also earn points from your $1,000 on qualifying purchases.
The earning potential doesn’t end once you’ve met the minimum spend requirement to earn the signup bonus — that’s just the beginning.
Bonus Spending Category
The Wandering card It’s really a credit card designed with travelers in mind and has bonus categories to prove it. Here is a breakdown of the monetization rate on card purchases:
- 10 points per dollar on eligible hotels and car rentals booked through Credit One Bank’s travel partner website.
- 5 points per dollar for other qualifying travel such as flights, meals, and gas.
- 1 point per dollar for all other purchases.
Basically, this gives you at least 5% cashback on all travel purchases, restaurant fees, and gas refills. But if you book hotels and rent cars through Credit One Bank’s travel partner, your rate of return on those purchases increases to 10%.
Treat your spending on this card as a deposit for future travel — get rewards for using your card for travel purchases now, and then use those rewards for a another trip.
Redeem rewards
As noted before, you can redeem your points from Wandering card at the rate of 1 cent per point for multiple rewards. But how much can you get?
Hypothetically, let’s say you sign up for a card today and spend $1,000 to earn a 10,000-point sign-up bonus. Then, at the end of the card membership’s first year, you’ve spent the following:
- $500 hotel and car rental booked through Credit One Bank travel partner.
- $2,000 in other travel purchases.
- $2,000 to buy a restaurant.
- $1,000 for gas.
- $5,000 on all other purchases.
When you include the sign-up bonus, that means you’ll earn a total of 45,000 points in that hypothetical year—these points can then be redeemed for a $450 gift card, star credit list or purchase travel products in the future.
Other features
In addition to being a solid credit card for earning and redeeming travel rewards, Wandering card comes with additional benefits and consumer protection from Credit One Bank.
Cardholders get free online access to their credit score every month and no fraud liability to protect against unauthorized charges. You’ll also get travel accident insurance for added security on the road, and when you swipe your card outside of the US, you won’t have to pay foreign transaction fees.
Finally, you can conveniently manage your accounts from anywhere with the Credit One Bank mobile app.
bottom line
The Wandering card from Credit One Bank is a refurbished high-income rewards card for travelers. New cardholders can earn 10,000 bonus points after spending $1,000 on the card in the first 90 days – worth $100 (more than the card’s $95 annual fee).
Points can be redeemed for statement credits, gift cards and travel.
Cardholders will earn bonus points on travel-related purchases, including 10 points per dollar spent on qualifying hotel and car rental bookings booked through Credit’s travel partner website One Bank and 5 points per dollar on food, gas, and other eligible travel purchases.
The card also has no fraud liability, free online access to your monthly credit score, and travel accident insurance.
If you’re looking for a rewarding new card to add to your wallet, consider the refreshed card Wandering card from Credit One Bank.
For more information and rates and fees, click here.
