Earn cash back rewards with TopCashback — plus, enjoy a $25 sign up bonus

You can leave rewards if you don’t earn points or get extra cash back on online purchases. And with inflation still a serious concern for many Americans, every little bit helps. Luckily, getting extra rewards is super simple — just take a few extra clicks.

Many online shopping portal – including major airlines and customer loyalty programand several independent cash back rewards programs you can join. These sites award points, miles, or cash back for almost anything you buy online. At the most basic level, you start at one of these portals and then click through to the retailer’s site to earn additional rewards instead of starting directly at the merchant’s site. So before you buy your next lawn mower at homedepot.com, jeans from gap.com or decorative dish towels and household must-haves from target.com, make sure to get your share. rewards for every dollar you spend.

At TPG, we often talk about Rakutena matching program that allows you to earn cash back or American Express membership rewards points about your online purchases. But no program always delivers the best returns. After all, different portals often have different earnings rates for the same retailer.

This guide will delve into another refund portal — Top cashback. Although it doesn’t award points, it does allow you to redeem rewards for cash or gift cards. Additionally, it has a valuable feature that no other cashback portal has: “Highest Moneyback Guarantee”.

Until December 31, New members will receive a $25 sign up bonus when you earn your first $10 in cash.

Signing up for TopCashback is easy. Only Go to the websiteEnter your email and choose a password.

Once you join, you can start earning instantly from your online purchases and earn cash back for each friend you refer.

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How to use TopCashback

TopCashback works like any other online shopping portal once you have an account. Please visit the website before making any online purchases.

There is a search box at the top of the website, which you can use to search for the seller you want to shop with.

Then click through to the retailer’s website to complete the purchase.

When you click the “Get Cash” button next to the store, a new window or tab will open, indicating you are being redirected to the seller’s website. You must complete your purchase within that window so TopCashback can track how much you’ve spent and reward you.

Additionally, if you want to simplify your life, you can download TopCashback’s browser extension.

It’s available for Chrome and Firefox and will automatically notify you when shopping with participating retailers. So you will need to click “Activate Now” to earn your money back instead of going through the main portal. It will also show you any coupons available for that site.

Transactions will appear on your earnings page within seven days. They will first appear as “Pending,” meaning your transaction has been recorded but the retailer has not yet confirmed that all criteria have been met for a refund. Your transaction will then move to “Confirmed” status within one month. The final step is to wait for your transaction to become “Payable”. This usually happens within a few weeks after the affiliate network invoices the retailer, although it can take up to 90 days.

You can request your cash back at any time after it reaches payment status. TopCashback allows you to withdraw money through PayPal, automatic clearing transfers, and multiple gift card options with retailers like Amazon, Disney, and Sephora—although some sellers have a minimum amount to receive gift card rewards.

Unlike some cashback portals, there is no minimum to request payment. You can often receive a bonus of up to 5% when claiming your payment as credit with certain merchants or as a Visa or American Express prepaid card.

TopCashback money back guarantee

TopCashback stands out from other online shopping portals because it offers “Highest Money Back Guarantee”. Plain and simple, if you find a better cashback offer on another site, you can submit a request and TopCashback will match the offer once it’s reviewed and approved. This is the only online shopping portal we know of that offers a guarantee like this.

The higher rate must be offered on the same day your transaction takes place. Additionally, TopCashback will only match cashback rates from the following competitors:

• save
• GoCashBack
• Honey
• Maximum discount
• Mr. Discount
• Rakuten
• Tada (formerly ShopAtHome)

In other words, you can’t compare non-monetary rewards, such as airline miles.

ARRIVE To file a complaint, you must fill out a form through the customer service page. It must be sent within seven days of the transaction, with the transaction showing in your account. While there is no option to attach files to the original request form, TopCashback recommends that you retain a timestamped screenshot of the higher offer.

The best way to maximize this feature is to use a shopping portal aggregator like Refund screen. It allows you to search for retailers and see the earnings rate you receive across all applicable shopping portals. So even if TopCashback isn’t offering the highest price, you can still see who is offering a better price to match it.

Related: Use a shopping portal aggregator to maximize your online purchases

use Top cashback relatively simple but there are some important things to note:

• In order for TopCashback to track your shopping trips, you must have cookies enabled on your browser.
• Use only promotions or promotional codes found on the portal; If you use someone else, they may void your bonus.
• Be sure to read the restrictions for each merchant. Many people won’t count gift cards as qualifying purchases to earn rewards; others will exclude certain products.
• Remember Paying by credit card will yield the best earnings rate about your purchase. Most online sellers don’t fall under the traditional bonus categories, so you may want to stick with them The card is suitable for everyday purchases.

For example, you can use Capital One Venture X Rewards Credit Card or Capital One Venture Rewards Credit Card and earn 2 miles per dollar on all purchases.

Also, remember that the highest Money Back Guarantee is only useful if you’re just trying to earn cash back. If you’re flexible, you can sometimes get a bigger return by going through a points or miles portal — even if the earning rate is lower.

For example, with Rakutenyou can choose to make money American Express membership rewards points. TPG value Amex charges at 2 cents per person, effectively doubling your profits for the same cashback. If you have to choose between earning 3% cash back through TopCashback or 2 Amex points per dollar spent through Rakuten, you’ll get a better return with Rakuten if you value Amex points similarly to TPG.

If you’re after a cashback reward then Top cashback is a great bookmarking tool thanks to its “Highest Money Back Guarantee”. And until December 31, New members will receive a $25 sign up bonus when you earn your first $10 in cash.

However, sometimes you can get greater value through portals that earn points or miles, so it’s important to do the math and see what makes the most sense.