Disney Premier Visa Card Overview
The Prime Minister Disney The Visa card only makes sense for die-hard Disney fans who don’t mind the limited redemption options and can use all the perks associated with Disney. At $49 yearly, Premier offers more than the free annual Disney Visa but is still baffled by earning “Disney Rewards Dollars” instead of cash back. You can get value from the card and take advantage of its perks, but only if you’re the real head of Disney. Card Rating*:
* Card ratings are based on the opinions of the editors of TPG and are not influenced by the card issuer.
Despite offering some value, the Disney Premier Visa Card still only makes sense for die-hard Disney lovers, thanks to its limited redemption options.
Instead of points, miles, or cash, this card earns “Disney Rewards Dollars,” greatly limiting your redemption options and making the card only viable for people who spend a lot at Disney every year .
Take a closer look at Disney Premier to see if it makes sense for you.
Disney Premier Welcome Offer
With Disney Premier, you’ll earn a $300 statement credit after spending $1,000 on purchases in the first three months of account opening.
That’s a decent return for a spending requirement of just $1,000. Note that this offer is only available if you do not have Disney Premier and have not received a welcome bonus on your card in the last 24 months.
Earn rewards on Disney Premier
With Disney Premier, you’ll earn 5% back on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com; 2% cashback on card purchases at gas stations, grocery stores, restaurants, and most Disney US locations; and 1% cashback on everything else.
Your rewards come in the form of Disney Rewards Dollars (more on that below).
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Those return rates are negligible unless you regularly spend tons at Disney locations. The 5% return on Disney+, Hulu, and ESPN+ is great, but isn’t likely to offer much value beyond your regular subscription to those services.
Redeem rewards on Disney Premier
Instead of cash back, this card earns Disney Rewards Dollars, greatly limiting your redemption options and making the card only viable for die-hard Disney fans.
According to the card’s landing page, Disney Rewards Dollars can be redeemed for “almost anything Disney at most Disney locations, including Disney shopping, movies, Theme Park tickets, Resort stays. , dining and more in the US”
Helpfully, you can also redeem Disney Rewards Dollars for statement credits towards air travel. Just buy tickets on any airline with your card and then redeem it for statement credit.
According to the card’s landing page, these redemptions must be made with the card within 60 days of the redemption request date. Redemption starts at $50 Disney Rewards for a $50 airline statement credit and continues at a rate from $1 Disney Rewards to $1 thereafter.
Benefits of Disney Premier
Premier offers affordable perks for Disney loyalists, along with the fun option to choose from 10 card designs.
First, subscribers can earn back “up to $13.99 per month for up to 3 consecutive months as statement credits towards qualifying Disney Bundle Trio subscriptions or subscriptions or add-ons other eligible supplements are purchased directly at Disneyplus.com, Hulu.com, or Plus. espn.com for a total of $12.99 or more.” In short, you can get up to about $42 back with a subscription to Disney+, Hulu, or ESPN+. This offer ends on September 30.
Along with some other Chase services, Disney Premier comes with a year Free DashPass, memberships for both DoorDash and Caviar offer unlimited delivery with $0 delivery and lower service fees on qualifying orders—perhaps the most useful perks of card for people who are not Disney fans. However, you can also get this with other Chase cards.
Most importantly, the card offers a 10% discount on select credit card purchases at Disney.com. You’ll also receive 10% off select purchases of $50 or more at select locations at Disneyland, at Disney World, and on Disney cruises. You’ll get similar discounts at select dining venues at Disneyland and Disney World.
You’ll then receive 15% off undiscounted prices on select guided tours at Disneyland and Disney World when you use your pass, plus the option to pose for special photos at individual locations cardholders — all of which can be helpful if you’re spending a lot at Disney, but not really beyond that.
Finally, Disney Premier offers useful protections like baggage delay insurance, credit card purchase protection, and extended warranty protection.
Which card competes with Disney Premier?
When it comes to spending at Disney, Premier is a good choice. However, beyond that, you can make some alternatives:
- If you don’t want an annual fee: Free annual fee Disney Visa Card offers a much lower rate of return — simple 1% cashback in Disney Rewards Dollars on all card purchases — but you’ll still get 10% off most of your Disney purchases.
- If you want a popular travel rewards card: The Chase Sapphire Priority Card offers 5 points per dollar on travel booked through the Chase travel portal and Lyft purchases; 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Target, Walmart, and wholesale clubs); 2 points per dollar on all other travel purchases; and 1 point per dollar on everything else. It’s a much more versatile all-in-one card than Disney Premier, offering the same year of free DashPass plus lots of other perks. For more information, read our full review of Sapphire Preferred.
- If you want the bonus of simplification: Citi® Double Cash Card (see rates and fees) offers 2% earnings on all purchases — 1% when you make a purchase and another 1% when you pay it off — and is one of the simplest cashback cards available. If you want easy rewards with a low annual fee, this card is great. For more information, read our Citi Double Cash full review.
For additional options, check out our full list of best travel card.
Read more: Everything you need to know when visiting Walt Disney World Resort
bottom line
Even with the low price of $49, Prime Minister Disney won’t make much sense to you unless you spend tons at Disney regularly. You can do much better with a shared travel card; For that reason, non-Disney superheroes would be better off choosing one of the alternatives listed above.
Official app link: Disney Premier Card
