Alaska Airlines Mileage Plan mileage is most valuable flight miles out there — so you might be interested in getting one of their two co-branded credit cards.
Two cards that you might want to think about are Alaska Airlines Visa® credit card and Alaska Airlines Visa® Business Card.
Besides How useful? Maybe Alaska Airlines miles, another good reason to consider these cards is that they are both issued by Bank of America. That’s important because if you have reach your limit by American Express card or affected by Chase’s 5/24 RuleLooking to other banks for your next credit card is probably a good idea.
Let’s look at the details of these two cards and discuss how they come together.
Quick comparison
Here is a comparison chart of the two products and their benefits:
| Alaska Airlines Visa Credit Card | Alaska Airlines Visa Business Card | |
|---|---|---|
| Annual fee | $95. | $95 ($70 per company, $25 per card, so $95 for the first card). |
| signup bonus | 70,000 bonus miles plus Alaska™ Popular Companion Fare from $122 ($99 fare plus taxes and fees from $23) after purchases of $3,000 or more within the first 90 days since opening your account. | 70,000 bonus miles plus Alaska™ Popular Companion Fare from $122 ($99 fare plus taxes and fees from $23) after purchases of $4,000 or more within the first 90 days since opening your account. |
| income | 3 miles per dollar on qualifying Alaska purchases.
2 miles per dollar of gas, local transit (including ride-hailing), cable TV, and select streaming services. 1 mile for every dollar on other purchases. |
3 miles per dollar on qualifying Alaska purchases.
2 miles for every dollar of gas, local transit (including ride-hailing) and transportation. 1 mile for every dollar on other purchases. |
| welfare alaska | Annual companion fare (each account anniversary day after you’ve spent $6,000 or more on purchases in the previous anniversary year).
Bags are checked for free when you pay with your card. 20% off food, drinks and in-flight Wi-Fi. $100 off an annual Alaska Lounge+ Membership when purchased with your card. Priority boarding when you pay with your card. |
Annual companion fare (each account anniversary day after you’ve spent $6,000 or more on purchases in the previous anniversary year).
Bags are checked for free when you pay with your card. 20% off food, drinks and in-flight Wi-Fi. $100 off an annual Alaska Lounge+ Membership when purchased with your card. Priority boarding when you pay with your card. |
| Other benefits | 10% bonus bonus on all miles earned from purchases if you have an eligible Bank of America account.
There are no foreign transaction fees. |
10% bonus bonus on all miles earned from purchases if your company has a qualifying Bank of America account.
There are no foreign transaction fees. |
Annual fee
While their annual fees are structured differently, if you get a single card, you’ll pay the same amount for both cards. The personal version charges $95 per year to maintain your account, while business cards will cost $70 per account plus $25 per card.
So if you have a single card as a business owner, it will also cost you a total of $95 per year, although you can withdraw more cards for an additional cost of $25 per year. card.
signup bonus
The personal version offers 70,000 bonus miles plus Alaska™ Famous Companion Fare from $122 ($99 fare plus taxes and fees from $23). To qualify, earn $3,000 or more in purchases within the first 90 days of opening your account.
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Meanwhile, the business card currently offers 70,000 bonus miles plus Alaska™ Famous Companion Fare from $122 ($99 fare plus taxes and fees from $23) after purchases from $4,000 la or more within the first 90 days of opening your account.
So ask to spend more than $1,000 on business cards for the same mileage.
based on ours current valuation, 70,000 miles of Alaska Airlines Mileage Plan that is worth about $1,260. You can get a lot of value out of your Alaska Airlines mileage thanks to Mileage Plan’s extraordinary program. List of Oneworld and non-alliance partnersincluding British Airways, Cathay Pacific, Fiji Airlines, Japan AirlinesQantas and Singapore Airlines.
Related: Business Review Visa Alaska Airlines
income
Comparable earnings rates: both cards add 3 miles per dollar on qualifying Alaska purchases, 2 miles per dollar on local gas and transit (including calling) car) and 1 mile per dollar for everything else.
Personal cards also earn 2 miles per dollar on cable and some streaming services, while business cards offer a 2 miles per dollar rate on shipping.
Related: How to earn miles with Alaska Airlines Mileage Plan
Alaska Airlines benefits
You won’t find much difference between the travel day perks of the two cards.
Both Alaska Airlines Visa credit card and Alaska Airlines Visa Business card are eligible for cardholders free test bag for themselves and up to six guests in the same booking when they pay with their card.
You’ll also get priority boarding and $100 off an annual Alaska Lounge+ Membership when purchased with your Alaska card.
Cardholders with either product also get 20% back for Alaska In-flight purchases including food and Wi-Fi.
Companion ticket price
Both products reward cardholders with one annual Companion Fare, one of the most generous airline credit cards companion certificate around. In fact, it’s a buy one get one deal (plus taxes and fees).
However—and this is a big one—you have to spend $6,000 or more on purchases in the previous anniversary year to earn Companion Fare on either card (except for the card that comes with rewards). welcome).
Related: Maximize Alaska Airlines Visa companion fares
When you book an Alaska Airlines round-trip economy class ticket, you can use Companion Fare to book a second ticket for the same booking starting at $122 ($99 fare plus taxes and fees from 23 dollars).
The Companion fare must be redeemed within 12 months of issue, although the actual travel may take place after that, extending its usage to almost two years. Even better, both travelers accrue enough miles for their flights and qualify for an upgrade.
Cardholders themselves don’t even need to fly, but they must use their Alaska card to pay for the fare. Depending on how you redeem your Companion Ticket, it can be worth hundreds of dollars, especially on some of the airline’s more expensive routes, such as those to Hawaii, and can offset more than the annual fee of either card per year.
Business versus individual
Given how similar the two cards are, your final and perhaps most important consideration should be whether you need a personal credit card or whether it’s worth signing up for one. Are not. business credit card.
There are many reasons why Business credit cards may be more suitable for your needs. Bring and use one that will help you divide your personal and work purchasesso that might even help increase your personal credit score overtime. Furthermore, if you are interested in applying for a Chase card in the future, the business card will not be charged to your account. 5/24 . overall limitmay open up your options.
You can even consider applies to both and rake tons of Alaskan miles for future trips. While diversification your points and miles always a good idea, considering the value of Alaska miles and the fact that the Mileage Program doesn’t have many great things. choose a transfer partnerOpening both cards can be a great way to increase your balance in the short term.
If you have (or previously had) other accounts with Bank of America, check Our guide to credit card application rules to make sure that you are eligible for the welcome bonus on the card or cards you want to sign up for. For example, welcome bonuses on these cards are not available if you currently have or had the card in the previous 24 month period.
bottom line
An Alaska Airlines Visa credit card or an Alaska Airlines Visa Business card (or both) is worth it, given the high value of Alaska miles and the associated Fare. With an annual fee of less than $100, it’s not too expensive to carry year after year, and both offer well-deserved travel day benefits when flying the airline. Your choice depends on which offers a higher welcome bonus.
Apply here for Alaska Airlines Visa Credit Card or Alaska Airlines Visa Business Card.
Additional reporting by Ryan Wilcox and Chris Dong.
