Accordingly, almost half of all travel insurance policies do not protect against strikes? | Business newsletter

Nearly half of insurance policies do not protect travelers from cancellations due to industrial action, which consumer group? had found.

Analysis of 199 packages offered by 71 providers shows that 40% do not offer strike action coverage.

Travelers are being warned to prepare for chaos This summer when unions voted to go on strike to fight for better pay and working conditions.

More than 700 father check-in and ground handling staff at Heathrow can step out at the height of summer after they recently voted to go on strike.

Meanwhile, easyJet workers in Spain said they would go on strike regularly throughout July, as unions in France, Italy and Portugal continue to clash with airlines and airports. , which raises the prospect of further industrial activity.

Taken together, this situation paints a bleak picture for visitors this summer.

Many people are looking for protection understandably: insurance will cover them if their flight is cancelled.

But only six out of 10 policies? check actually offered refunds to travelers who were forced to cancel trips due to a strike, leaving many policyholders unprotected.

Employees of Ryanair and EasyJet airlines protest in front of the Costa del Sol airport in Malaga.  Photo: AP
Ryanair and easyJet employees gather at the gate of Costa del Sol airport in Malaga.

Jenny Ross, editor of Money at which?.

She added that travelers “should make sure they have adequate insurance to cover any unexpected losses or expenses they may face”.

What? also analyzes policies for how well they protect against coronavirus-related disruptions.

The group said it noticed a large disparity in the level of coverage offered – with cases on the rise in many European countries.

Out of 199 policies which one? assessed, less than 10% provided what would be considered adequate protection in the event of a holiday disrupted by COVID-19.

Know your rights

The team defines coverage purely as providing travelers with the ability to request emergency medical care if they contract COVID-19 while abroad, while also giving them the option to claim the cost of cancellations. if they test positive for the virus before their trip.

Sufficient policies should include reimbursement if a legal requirement to self-isolate is made for people identified as having a close relationship or if the government restricts travel to and from the country Your family is on vacation.

Other tips from which one? including always booking your holiday on a credit card where possible, as your bank is legally bound to refund you for any purchases over £100 if services are Deliveries are not as advertised and the responsible company will not give you a refund.

The group also said that “anyone whose holiday is canceled by the package tour operator is entitled to a refund in accordance with the law. Airlines are also obligated to refund passengers when they cancel a flight – even if the cancellation is due to a strike by their own employees.”

“Similarly, package holidays from an ATOL-protected company will guarantee that you’ll be reimbursed if the company goes out of business and repatriate if that happens while you’re abroad.”

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