Did you know that you can save money on your beauty routine by using your money in flexible spending account (FSA) about qualified skin care? If you have an FSA through your employer’s health care benefits, that pre-tax money can be used for a variety of medical expenses, including Skin Care treat specific conditions.
“Over-the-counter topical skin care products associated with certain skin conditions such as eczema, psoriasis, rosacea, and acne are all FSA-eligible,” says Dr. Rayma Garlapatiboard-certified dermatologist and co-founder of Skin Medicines. That means you can use your FSA dollars on eligible lotions, cleansers, spot treatments, and other products, and most of the time, you don’t need to see a doctor. or get a prescription before you buy it.
“While you don’t necessarily need to see a dermatologist or doctor to use FSA money on these products, it is important to see a dermatologist to determine which treatments and creams are best for your skin type. your skin can help,” says the board-certified dermatologist. Dr. Marisa Garshick. “That said, some specific products may require a prescription to qualify, to ensure that it is being used for a medical condition.”
And even if you don’t have a skin condition like eczema or acne, most people with FSA can take advantage of the fact that sunscreen is a qualified product. “Sunscreens with SPF 15 or higher and with broad-spectrum coverage also qualify for the FSA because daily sunscreen use can prevent skin cancer and other signs of aging,” says Garlapati. Garshick also recommends using your FSA to stock up on SPF. “It’s important to remember to apply sunscreen regularly, and for those who shy away from using sunscreen, this can be another option to make sure it’s being used,” says Garshick.
If you are unsure whether a product qualifies, FSA store exclusively stocked with qualified items (and not just skincare!). Target And Amazon There are also FSA-eligible products—identified by the “FSA Eligible” label on their respective websites—that you can shop with your FSA dollars, but some may apply. limit. For example, Target cannot accept the FSA card as payment for online orders, but you can use it in-store (for online orders, you can use a debit card. debit or credit card and send a receipt for a refund through your FSA plan). At Amazon, you can add your FSA card as a form of payment to your Amazon account and choose it as your payment method at checkout.
To learn more about FSA dollars and how to use them, see Our complete guide to flexible spending accounts. Just remember — if you still have money from your 2022 plan, you’ll want to spend it first FSA grace period ends on March 15. And when you’re ready to shop, consider adding these skincare products to your cart.
light Sunscreen does not leave white streaks, this absolutely absolute option is one of Garshick’s favorites. “This SPF 40 sunscreen offers broad-spectrum coverage and is easy to apply because it’s easily absorbed and oil-free,” says dermatologist.
This award-winning acne treatment contains Adaptalene, an over-the-counter retinoid that works for acne and blemishes. For those new to retinol products, start gradually incorporating it into your routine — cycling leather is an expert-approved method to help avoid the dryness and side effects that can happen with retinol.
Light and almost invisible, these acne patch Made from hydrocolloid, which helps absorb fluid, oil and residue from within the pimple. On clean skin, simply dab these on your pimples (they work best on whiteheads) and let them work for at least six hours.
“Giving natural color, this mineral sunscreen can be used daily and helps nourish skin while providing broad-spectrum coverage,” says Garshick.
Made for people with eczema, this hand cream Contains colloidal oatmeal and ceramides to help soothe and hydrate dry, irritated skin.
This Black owned beauty brand created its hero sunscreen to highlight that even dark skinned skin needs sun protection. The clear formula is combined with natural ingredients like avocado oil and jojoba oil to nourish the skin.
“This healing ointment, which can be applied to dry, rough or chapped skin, can help protect skin while locking in moisture,” says Garshick. It’s a great choice for take care of your skinin addition to medical uses like healing minor cuts and scrapes, which dermatologists also recommend.
Another expert-approved sunscreen, this goes well under makeup and is used on the set of “Emily in Paris” during long filming days in the summer sun in Provence, France.
This budget-friendly acne cleanser helped senior lifestyle editor Rachel Lubitz tackle persistent acne and now she swears by it.
This handheld LED light treatment helps limit acne with blue and red light that combine to target acne-causing bacteria. Reviewers say that with consistent use, they’ll see clearer and smoother skin—and it only takes three minutes per session.
Minimize the redness, swelling, and irritation of rosacea with this medicated gel. Sulfur-based treatments also contain soothing aloe and urea.
ONE Expert-recommended first cleaning In a double-cleansing routine, this exfoliating cleanser is great for acne-prone skin as it contains salicylic acid to help remove dead skin cells and keep skin clear.
