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If you have delayed applying for IHG® Rewards Premier credit cardNow could be the perfect time to pick it up, as it currently has the best points offer we’ve ever seen on it.
Right now, new Premium IHG Cardholders can earn 175,000 bonus points after spending $3,000 on the card in the first three months after opening the account. Those bonus points are worth up to $875 on IHG hotels worldwide, according to frequent flyer website pricing The guy who scored — and all for a single $99 annual fee.
In addition, with the perks of Premium IHG card, having it in your wallet every year could easily be worth the annual fee — even if you only stay at an IHG property once a year. So why is this card so beneficial?
In spite of Premium IHG It may not be the credit card you use for your everyday purchases, it’s the card that saves you tons of money — and points — throughout the year for all its perks and benefits, both for your first year as a cardholder and beyond. Let’s look at them one by one.
Start with your second year as a Premium IHG cardholder, you’ll receive an annual free night award on each cardholder’s anniversary. This free night certificate can be redeemed for a night’s stay at any IHG property costing up to 40,000 points.
However, with a new set of benefits was added last year, you can now “gift” your IHG free night certificate using points from your account which can be used at any IHG in the world, including including Holiday Inns, Kimpton Hotels, Intercontinental Hotels and many others.
Depending on the time of year, some notable assets these certificates can be redeemed without using any additional points include InterContinental Lisbon Hotelthe InterContinental Fiji Golf Resort & Spa and Hotel Indigo San Diego Del Mar, just to name a few. But now that you can make a difference with the points from your account, the options are endless, which makes it super simple to redeem your free night certificate.
Your free night certificate expires one year after it’s deposited into your account — that is, within a few weeks of your card’s anniversary (or after meeting your minimum spend requirement). you in the case of the current welcome offer). This means you have to go on this date, not simply book it in advance.
The Premium IHG the card gets you a free Wednesday night on all IHG point bookings. That means when booking your stay, the least expensive night of a four-night (or more) stay is automatically dropped. This is a huge discount, and even with just one four-night stay a year, you can save thousands of IHG points.
For example, let’s say you find an accommodation that normally costs 40,000 points per night on your ideal travel dates. Instead of spending 160,000 points on a stay, you’ll only have to redeem 120,000 points on the booking itself — a 25% savings.
Premium IHG Credit cardholders automatically receive free IHG Platinum elite status. While IHG’s Platinum status isn’t the best hotel status around, having some sort of elite status when you walk in the front door of a hotel is better than no status at all.
One of the main benefits of keeping IHG Platinum status is that your points will never expire. Typically, IHG points will expire if there is no account activity within the 12-month timeframe. IHG is very strict with this policy, so not having to worry about your points expiring is a big benefit.
Besides, Premium IHG cardholders have a chance to earn IHG Top Diamond Elite Status. By spending $40,000 on purchases in a calendar year with the card and making an additional purchase afterwards, you will be able to receive IHG Diamond benefits, including a 100% bonus on points earned for staying at IHG, free upgrades (subject to availability) and welcome amenities (includes free breakfast at select hotels).
Earn bonus points at IHG properties and elsewhere
You will earn a whopping 10 points for every dollar you spend Premium IHG at IHG properties, along with 5 points per dollar on purchases at gas stations, travel and dining, and 3 points per dollar on all other purchases.
Although the number of points you will earn for your IHG still follows Premium IHG Better than any other credit card out there, you can get more rewards in other bonuses and on daily purchases with another card.
For example, the Chase Sapphire Reserve® earn 3 points on travel (or a total of 5 points on flights and a total of 10 points on hotel and car rentals if booked through Ultimate Rewards) and 3 points for every dollar you spend on dining out. But based on the valuation points of The guy who scoredChase points are worth at least four times as much as IHG points and possibly even more depending on how you use them.
Even with CNN Underscored Benchmark Credit Cardthe Citi® Double Cash Card, you’ll get 2% cash back — 1% when you make a purchase and another 1% when you pay it off — on everything you buy. Since IHG points are only worth 0.5 cents per follower The guy who scoredyou will get 12.5% interest on spending at IHG hotels with Premium IHG card, but only 1.5% cashback on bonus purchases that aren’t in your category once the changes go into effect.
When you apply for either Global Entry or TSA Pre-Check reliable travel programs, just pay with Premium IHG Your card and registration fees up to $100 will be fully refunded. The TSA Pre-Check program helps you get through TSA security faster at US airports, while Global Entry speeds up the immigration process when you return to the US from abroad.
Even if you already have one of these memberships, you can always use Premium IHG to pay a friend or family member’s subscription fee and you’ll still get a refund — name above Global Entry or TSA Pre-Check The app doesn’t need to match the name on the credit card. And you can get this fee refund every four years.
Another benefit of Premium IHG up to $50 in United TravelBank cash per calendar year. This TravelBank cash can be used to purchase airline tickets on United and United Express flights. You can get up to $25 in credits every six months, with the first installment starting around January 1 of each year and the second around July 1 of each year.
Deposits made in the first half of the year will expire on July 15, and deposits in the second half will expire on January 15 of next year, so you won’t be able to just deposit credits this for a long time. . But as long as you typically fly United at least twice a year, this is an easy way to offset your annual fee.
10,000 bonus points and $100 statement credit
In addition, with Premium IHG You’ll have the opportunity to earn 10,000 bonus points and a $100 statement credit after spending $20,000 on purchases and making one additional purchase on the card each calendar year.
However, we don’t necessarily recommend spending as much on this card as you can earn more rewards with other credit cards, including others. credit card travel. But if you’re strongly committed to IHG, it’s a nice added bonus for regular card usage.
If you don’t spend a lot of time in IHG hotels, chances are Premium IHG is not right for you as you will not be able to take advantage of its best benefits and perks. If that’s the case, check out our guide to best travel credit card to find a card that better suits your needs.
But between its benefits and the signup bonus, Premium IHG the card is worth considering even for the occasional IHG traveler. For the first year alone, you’ll receive 175,000 bonus points for spending $3,000 on purchases in the first three months of account opening, plus a Global Entry or TSA Pre-Check Up to another $100 worth of chargebacks and up to $100 in United TravelBank cash back.
So if you are planning to do some travel in 2023 and expect to have at least two or more stays at an IHG hotel in the near future, then attractive bonus points from Premium IHG Credit cards can get you on the right track.
Learn more and apply now for the IHG Rewards Premier Credit Card.
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