How to Maximize Your Earnings with Amex Business Platinum

Editor’s Note: This post has been updated with new information.

No question, Business Platinum® Card from American Express is a card you’ll want if you own a business. It combines everything we love from the consumer version (Platinum Card® from American Express), with some higher income ratio and TPG-exclusive welcome offer with 150,000 bonus points – worth $3,000 sky high, according to Valuation of TPG.

In this guide, we’ll show how business owners can maximize their earning potential with strategies that can earn you thousands of points a year on Amex Business Platinum.

Official app link: Amex Business Platinum, with a TPG-exclusive welcome offer of 150,000 bonus points after you spend $15,000 in the first three months of your card membership.

Before we get started, let’s take a look at the outstanding benefits of Amex Business Platinum, which has an annual fee of $695 (see rates and fees):

• Earning rate: Earn 5 points per dollar on flights and prepaid hotels through Amex Tourism. Earn 1.5 points per dollar on qualifying purchases in key business categories, as well as on every purchase of $5,000 or more everywhere else, with up to $2 million in these purchases each calendar year. Earn 1 point per dollar on all other eligible purchases.
• Pay with discount points: When you exchange your points for a pass Amex pays with points for business or first class tickets on any airline or any class on your selected eligible airline through Amex Travel, you will get 35% points back to your account — use less points and get more for your money — up to 500,000 points back per calendar year.
• Lounge access: Get access to American Express Global Lounge Collectionconsists of captain, Priority card, Delta Sky Club lounges (when flying on Delta’s same day) and more.*
• Annual statement credit: Get up to $400 Dell technology credit ($200 from January to June and $200 from July to December), Indeed credits up to $360, up to $200 airline fee credit for expenses incurred from the airline of your choice, $189 Remove member creditup to $150 in Adobe credits and up to $120 in wireless phone service credits (split into $10 per month).*
• Global Entry/Refund TSA Pre-Check: Every four years (or 4.5 years for TSA Pre-Test) up to a $100 refund on your application for either Global Entry or TSA Pre-Checkwill speed up your experience at the airport.
• Hotel elite status: Get automatic Gold status on both Hilton title and Marriott Bonvoy for room upgrade (subject to availability), bonus points for stay, etc*
• Car rental elite status: Pick Avis Preferred Plus, Hertz Gold Plus President’s Circleand Run the National Emerald Club car upgrades (subject to availability), discounts, and more.*
• Program Amex Fine Hotels + Resorts: When you book a hotel through program Amex FHRyou’ll get elite perks like daily breakfast for two, room upgrade and early check-in (subject to availability), 4pm check-out guarantee, amenities credit worth 100 dollars, etc
• Platinum Business Concierge Service: For everything from dining and travel arrangements to finding concert tickets, you can call Business Platinum Instructor for assistance.
• Travel protection: When you book a tour with your card, you will receive a variety of travel protection.
• Mobile phone protection: Pay your monthly cell phone bill with your card and get up to $800 per claim (with a $50 deductible) with a limit of two claims in a 12-month period.** This it will be helpful if you your phone is broken or even your screen is broken.

*Registration required for selected benefits, terms apply.

**Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. The policies are underwritten by the New Hampshire Insurance Company, an AIG Company.

With Amex Business Platinum, you can treat the card as an incredible resource for all things travel related. You’ll earn bonus points for paying cash for your flights, travel statement credits to improve your overall experience, access to worldwide airport lounges, etc.

Also, remember that the card will support you when things go awry, whether with travel or your mobile phone — making Amex Business Platinum a form of insurance and a way to insure peace of mind, which we all need more of these days.

While there are a lot of great benefits to discuss, we’ll focus on how you can earn more points each year with Amex Business Platinum for the things we love most about TPG, such as travel. reward schedule.

Related: Is Amex Business Platinum worth the annual fee?

For starters, we know that the Amex Business Platinum probably won’t be the only rewards card you have in your wallet. Chances are you also have a personal credit card that earns you points and miles on personal purchases, whether it’s have dinner, grocery or gas.

However, when it comes to business travel and substantial business expenses, the Amex Business Platinum is king. Here are some examples to demonstrate why:

Use your Amex Business Platinum to pay for flights

Amex Business Platinum is the perfect card to use to purchase any flight as you will earn 5 points for every dollar on flights booked through Amex Tourism. Based our pricing of Membership Bonus Points, which is 10% interest.

Unlike the personal version of this card, which comes with an annual maximum of $500,000 on this earning rate, there is no limit to how many points you can earn on flights with Amex Business Platinum . So if your company spends a lot on air travel, you can earn 5 points per dollar on how many flights you need to buy.

If you wish, you can also redeem your Membership Rewards Points for flights through Pay with discount points at the rate of 1 cent each.

Use your Amex Business Platinum to pay for hotels

Likewise, the card offers an excellent 5 points per dollar return on prepaid hotels booked through Amex Travel. This is also a 10% profit based on our pricingand the flexibility to book different hotel brands and earn this great reward rate is a big selling point of the card.

Use your Amex Business Platinum to pay for large purchases and business expenses

The card also has bonus categories to incentivize businesses with high operating costs. You’ll earn 1.5 points per dollar on purchases of $5,000 or more, as well as across select business categories, including:

• US electronics retailers.
• American software.
• US cloud service providers.
• Construction materials and hardware supplies of the United States.
• US shipping providers.

Cumulatively, you’ll earn this rate on purchases of up to $2 million per calendar year.

Use Amex Business Platinum on your monthly mobile bill

Cardholders get up to $10 off US wireless cell phone services per month, up to $120 per calendar year in value, so you’ll want to pay your cell phone bill. monthly with Amex Business Platinum.

Don’t forget that Amex Business Platinum is one of the few cards that offers mobile phone protection. When you pay your monthly cell phone bill with your card, you’re eligible for up to $800 per claim (with a $50 deductible) with a limit of two claims in a time period. 12 months.

Say you get a new iPhone and your carrier asks if you want to add Apple Care to your plan, which typically costs $9.99 per month. By opting out of Apple Care and paying your monthly bill with Amex Business Platinum, you alone will save about $120 per year. Additionally, Apple Care deductibles are much higher for other accidental damage (besides a cracked screen) and theft or loss. Apple Care also has the same limit as Amex Business Platinum for two claims every 12 months.

Save your time and money and count on the cell phone coverage that comes with your Business Platinum — it’s supposed to be as good as Apple Care.

While furnishing your office can be expensive (and can trigger an earnings rate of 1.5 points per dollar if the purchase is $5,000 or more), small items more like stationery, office chair or printer ink likely will not meet this threshold. You should use a card with rewards for office shops or office supplies.

Do not use your Amex Business Platinum for corporate meals

Unless your tab runs $5,000 (or higher), you may want to avoid using Amex Business Platinum for meals. Instead, many other rewards cards — both business and personal — offer Great profit when buying a restaurant that makes a lot more sense than using your Business Platinum.

You can still maximize your points

If you want to keep earning and maximize your Membership Rewards Points, consider a free yearly subscription (see rates and fees) Blue Business® Plus credit card from American Express. You’ll earn 2 points per dollar for the first $50,000 spent each year (then 1 point per dollar), so if you max out that, you’re looking at 100,000 more Membership Rewards points for purchases that your Amex Business Platinum falls short in.

While it doesn’t have the biggest welcome offer available, you’ll still easily earn 15,000 bonus points after spending $3,000 on the card in the first three months of account opening.

Related: Score a rare welcome bonus on Amex’s annual free business card

The Amex trading platinum is one of the best business cards in the game, thanks to its huge earning potential and ample statement credits. Now is your chance to sign up for a card with a limited time 150,000 point welcome bonus.

Official app link: Amex trading platinum with a welcome offer of 150,000 points.
Related: Amex Business Platinum Full Review.

For Amex Business Platinum rates and fees, click here.
For Blue Business Plus prices and fees, click here.