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Earning less than $30,000 is a ‘discount’ for data providers


A third of couples don’t talk about finances until after marriage. according to a recent survey of 1,000 adults by Western & Southern Financial Group.

This is especially alarming because, it turns out, people actually have financial deal breaker when it comes to seeing someone as a potential partner.

When asked about how much debt or a low salary would make it impossible for a potential partner to date, survey respondents had some surprising answers. According to research, these are two financial deal breaker tools.

Salary deal breaker: Under $29,878

This is much lower than the average annual salary in the United States, which is $37,522, according to 2021 data from the US Census Bureau.

Salary is the number one financial trait that respondents wish they had talked about earlier with their partners.

More than a quarter, or 27.2%, of those surveyed said they only talk about salary after marriage. And 18.7% said they talked about salary after getting engaged.

Student Loan Deal Breaker: Over $28,076

This is lower than the average student loan debt for a bachelor’s degree holder, which is $37,574, According to data from Education Data Initiative.

The survey found that men were slightly more likely to forgive debts than women. For men, $31,179 is an overdraft debt. For women it’s $22,901.

According to the survey, personal loans and credit card debt are also causes of friction when dating.

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