While you can link Capital One with fixed value rewardallow you Redeem your points for statement credits or to offset travel purchasesThere is another way to use your miles that can provide even greater value.
In recent years, Capital One Miles added more transfer partners and improved the transfer rate of other partners, becoming a strong partner Transferable Bonus.
Here are the types of credit cards with transferable Capital One miles, a list of current transfer partners, and some ideas for how to use your miles.
Capital One Transfer Partner
Before discussing Capital One transferable miles cards, let’s first look at the available transfer partners and transfer rates:
Related: Your Complete Guide to Capital One’s Airline and Hotel Shuttle Service Partners
If you are wondering how long this transfer takes, check out this guide: How long does it take to transfer Capital One miles? And if you want to learn more about one of the programs in the list above, click on that program name.
Popular ways to use Capital One miles
Maybe you don’t see your favorite airline or hotel program on the list above. Does that mean it’s not worth earning Capital One miles? Not necessarily.
Related: How (and Why) You Should Earn More Capital One Miles
Consider the price for one Lufthansa First Class Flights using LifeMiles. It would cost you 120,000 miles plus $174.60 for this luxury trip from Frankfurt to Los Angeles.
Daily News
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers to get the latest news, in-depth guides, and exclusive offers from TPG experts
Using United miles, you’d pay 165,000 miles plus $152.40 — an increase of 45,000 miles.
If you have been dreaming about one round the world ticketYou can use Capital One miles to book your travel with Cathay Pacific (for Oneworld Airlines) and Aeromexico (for SkyTeam Airlines). I paid 185,000 Asia Miles for a business class trip departing from Los Angeles and stopping in South Korea, Vietnam, Pakistan, Iran, and Israel before returning home.
Related: Tips and tricks to get the most value out of your Capital One miles
Also worth noting Flying Blue Promotional Rewards. This is Air France and KLM’s monthly rewards program that offers incredible value on both domestic European and long-haul flights.
Related: How to transfer Capital One miles to partner airlines
Ultimately, the airline you want to fly isn’t as important as how you book that flight; you should earn transferable Capital One miles even if the airline you want to fly isn’t a transfer partner.
Related: How (and why) you should earn transferable points
Capital One personal credit card with transferable miles
The following credit cards earn Capital One transferable miles:
Obviously, how (and how quickly) you earn miles varies by card. It’s also worth noting that you can earn more miles by Convert Capital One Cash Back Card Rewards into Air Miles.
Capital One Business Credit Cards Earn Transferable Miles
Capital One also has small business credit cards that earn transferable miles. Consider the following:
The information about the Spark Miles Select has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
You can transfer miles from your business card to the partners mentioned above. Capital One personal and business credit cards use the same partners to transfer miles.
The last line
TPG August 2024 valuation Capital One miles are worth 1.85 cents a mile, thanks to their list of transfer partners and the value they can provide. You can use these miles on a variety of hotel and airline programs, and even take advantage of airline partnerships to book flights on airlines that aren’t Capital One’s transfer partners. Many Capital One credit cards earn transferable miles. Earning rates, benefits, and welcome bonuses vary by card, so check out the list above to find the one that’s right for you.
For Capital One products listed on this page, some benefits may be offered by Visa® or Mastercard® and may vary by product. See the respective Benefits Guide for details, as terms and exclusions apply.
