Age 40 (and beyond) is a great time to seriously build your wealth. There’s a good chance your career is growing and you’re making more money than ever before. With upcoming expenses like college and retirement looming, investing smartly and saving money is more important than ever.
Now is the time to make sure you’re spending that money working for yourself.
Investing in the arts outperforms the S&P by more than 180%
History has shown that art is one of the top investments of all time. In fact, over the past two decades, art has outperforming the S&P by more than 180% between 2000-2018.
But while the super-rich make huge profits, everyday people are left in the cold. Masterworks is an exclusive platform that allows investors of all types to add art to their portfolio in just a few clicks.
They let you buy individual shares of famous works by artists like Warhol, Banksy and Basquiat, similar to shares in a company. Get paid when the painting is sold or trade your shares to other members on their secondary market.
While Masterpieces requires a $5,000 minimum account to get started, you can build a full portfolio with the help of their art experts.
Skip the waiting list: Use our link to get exclusive access to get through the 25,000 people waiting list!
Get $10 to Invest in Apple, Tesla, Amazon and Others
If you haven’t invested yet, it’s definitely not too late to get started. All investments are risky, but thanks to the magic of compound interest, if you invest your money, you could see it grow faster than if you kept it in a savings account.
Store Built to help new investors get started. You can buy fractional shares (partial shares) in big name companies like Apple, Google, Amazon, etc.3. Typically, a single share of these companies can be worth hundreds or even thousands of dollars, but you only need as little as $5 to get started with Stash.
If you’re thinking of saving for retirement, you can start investing in an IRA and enjoy the tax benefits that come with a retirement account. Stash also provides tools and tutorials to help you through the process.
BONUS: Stash will give you $10 to invest after you deposit $5 or more into your personal portfolio.first
Prepare for market volatility by diversifying gold
Stock market volatility can be financially damaging, especially when you’re approaching retirement. You may be able to move your investments into a savings account, but have you seen interest lately? Another option to consider – diversify with gold.
The value of gold is negatively correlated with the stock market and the dollar. When one goes down, the other usually goes up. If you want to protect your retirement, there are diversified investments that can help you weather the swings of the market.
Golden Alliance is a reputable precious metals dealer specializing in precious metals IRAs. They make it simple to move money from your current retirement account (like a 401(k) or IRA) to a precious metals IRA – with no taxes or penalties.
Gold Alliance offers a free gold information set to help you learn more about why gold and silver can be a smart choice to diversify your portfolio and how the process works.
Cancel your auto insurance
We have bad news. You can waste $500 per year on expensive, second-class car insurance. And you should probably cancel your existing insurance right awaybecause there is something much better.
This new tool from FinanceBuzz can tell you if you’re paying too much for your car insurance in just a few clicks. On average, we see drivers save about $500 a year. And once you try it, you’ll never have to look for affordable insurance again because we find you the lowest fees that other companies can’t match.
Oh, and it’s also free. And come on – you can’t tell us you don’t want to save up to $500. To find out if you’re losing $500 or more per year, just enter your zip code here, answer a few questions and see if you’re overpaying. It takes less than 2 minutes.
Invest in beverage with 10.6% annual historical return
Wine to be exact. Wine has had a historic 10.6% annual return over the past 15 years. Pretty good for an alternative asset, especially if you’re diversifying.
Vinovest makes investing in wine simple, even if you’re not a wine expert. They combine master sommelier knowledge with AI-driven algorithms to choose potentially high appreciation wines to invest in. Basically, they have a good idea of what wines can do well over time, with data to back it up.
To keep your wine safe, Vinovest is insured with the FDIC equivalent for alcohol, protecting each bottle from breakage and loss. Their state-of-the-art, climate-controlled storage facilities help keep your wines safe. And if you want to drink those bottles of wine you’ve invested in, you can. You can always buy more, sell for potential profit or enjoy them whenever you want.
Stop paying too much when you shop online
Online shopping has its perks. It’s super convenient, but it can take time to find the best deals. Instead of searching for coupon codes (which don’t always work!) and opening tons of browser tabs comparing prices, you could try Shopping Capital One.
Capital One Shopping makes saving money easy. Just add a browser extension and when you checkout it will scour the internet for coupon codes to save you cash. And before you checkout at your favorite stores like Amazon, Target, Home Depot, and Best Buy, Capital One Shopping will notify you with a friendly pop-up if the item you’re buying is cheaper at another location. other places.
Capital One Shopping is free to use and will not show you ads. Add it today and stop paying so much!2
Invest with the platform returned $164 million + passive income
Passive income. Is it even realistic? Or is it only for the 1% who can already afford actionable investments? This is the truth. While it may *feel* elusive, building a passive income is achievable. And diversifying your portfolio with alternative assets can help you get there.
These assets – art or real estate – often have a low correlation with volatility in the stock market. This leaves them with potentially attractive investments to diversify. Hedge funds and the super-rich know this and have dominated these assets for years. Until now.
Yieldstreet is a platform that gives you access to these alternative assets for as little as $500. Their products span a wide range of investments with varying yields, maturities and minimums to help you diversify and they even have passive income simulation that shows you potential profits over time. To date, Yieldstreet investors have made $164 million + interest.
Get rid of $10,000 or more debt
If you have a lot of debt, getting out of it can be stressful (and almost impossible). Here’s the problem: the longer you try to solve it, the harder it gets to fix. If you don’t get it under control early, it can put undue stress on your life for years. But what if there was a way to get out of debt once and for all?
Elimination of national debt can help. If you have more than $10,000 in debt from credit cards, medical bills, collection or personal loans, their representatives can assist you in consolidating your debt into one low monthly payment. .
Best of all? Yes no fee until your debt is settled and you may be debt-free for 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!
Get rid of your mortgage lender
Yes, we already said. If you want to save a ton of money next month – $100, $200, $500 – you should ditch your current mortgage now.
Our new tool will help you compare mortgage offers and interest rates and can help you simplify refinancing your mortgage. That means you can lower your interest rates, lower your monthly mortgage payments, and even build equity in your home faster… all so you can save money and free up space in your home. its budget.
You can even take advantage of a cash out refinance for big savings. The money you get can help you settle your high-interest debt well. Or you can take advantage of a potentially lucrative investment opportunity that you currently have cash on hand. The possibilities are endless, but you wouldn’t want to See how much you can get only by refinancing.
Build wealth better than 1%
1% doesn’t deserve all the wealth. So why do we let it happen?
Worthy is an email newsletter that teaches you how to invest smarter, earn more, and live the life you want. It’s for the rebels, the radical, the 99% who fight like hell for money. Easy to use in less than 5 minutes a day, you’ll get the latest financial resources, news and money trends that could affect your wallet for years to come.
