American Express is known for its great line of travel credit cards that deliver value Membership Rewards. But Amex also offers some great cashback options if that’s your thing.
The Blue Cash Everyday® Card from American Express now offers a $200 statement credit after you spend $2,000 on a purchase on your new card within the first six months of becoming a card member. And its sister card, the card Blue Cash Preferred® Card from American Expressoffers a $250 statement credit after you spend $3,000 on a purchase on your new card within the first six months of becoming a card member.
Here’s a closer look at the details on both cards.
Amex Blue Cash Credit Card Daily
Annual fee: $0 (see rates and fees).
Welcome offer: Earn a $200 statement credit after you spend $2,000 on purchases on your new card within the first six months of becoming a card member.
Reward rate: Earn 3% cashback at US supermarkets, online retail purchases, and gas stations up to $6,000 per category per year on purchases, then 1%.
Plus, get $7 back per month after using your Blue Cash Card every day to spend $12.99 or more per month on an eligible The Disney Bundle subscription, which includes Disney+, Hulu and ESPN+. Enrollment required.
Is the card worth it?
Free Blue Cash Card Every Day Every Year (see rates and fees) offers a wide range of bonus categories. The Blue Cash Preferred is the more valuable option, but there are benefits to Blue Cash Everyday if you’re determined to avoid the annual fee.
This card also offers a 0% Referral Annual Percentage (APR) when making a purchase and balance transfer in 15 months from the date of account opening, then the rate of change is 18.24%-29.24%.
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Check out our full card review.
Register here: Blue Cash Credit Card Daily
Amex Blue Cash Priority Credit Card
Annual fee: $0 for the first year, then $95 (see rates and fees).
Welcome offer: Earn a $250 statement credit after you spend $3,000 on purchases on your new Card within the first six months of becoming a card member.
Reward rate: 6% cashback at US supermarkets (up to $6,000 per calendar year on purchases then 1%) and on select streaming services; 3% cashback at US gas stations and in transit (including taxi/carpooling, parking, tolls, trains, buses, etc.); 1% cashback on all other purchases.
Plus, get $7 back per month after using your Blue Cash Card every day to spend $12.99 or more per month on an eligible The Disney Bundle subscription, which includes Disney+, Hulu and ESPN+. Enrollment is required.
Is the card worth it?
With attractive bonus categories and solid welcome offers, many cashback card holders will have no problem proving their annual fee after the first year on the Blue Cash Preferred. It’s best for people who spend a lot on groceries and streaming services as well as public transit and gas.
This card has a 0% APR for 12 months when making a purchase from the date of account opening, then the rate of change is 18.24%-29.24%.
Check out our full card review.
Register here: Blue Cash Preferred Credit Card
bottom line
You should always strive to earn the best possible reward at any cost, but this is especially important for American Express Credit Card. Amex has a policy where you can only Earn one welcome offer per card per lifetime. This means you have one time to earn a welcome offer for every Amex credit card. If you apply for a card now with a lower than excellent reward, you won’t be able to apply for it again in the future for better rewards.
Current welcome offers on both Blue Cash Everyday and Blue Card Preferred are both valuable and easy to earn, making it a great time to sign up for either card.
Register here: Blue Cash Credit Card Daily
Register here: Blue Cash Preferred Credit Card
Additional reporting by Ryan Wilcox and Benét J. Wilson.
For daily Amex Blue Cash rates and fees, please click here.
For Amex Blue Cash Preferred rates and fees, please click here.
