Hilton Honors Amex Business Card Review: Elite Perks on a Budget

Editor’s Note: This is a recurring post, regularly updated with new information and offers.

Business card of Hilton Honors American Express is one of the most valuable hotel business cards on the market. With Hilton Gold’s mid-tier elite status, it offers useful premium benefits for as little as $95 an annual fee (see rates and fees). If the Hilton is your company’s hotel chain of choice, this card is a worthwhile addition to your wallet. Card Rating*:

* Card ratings are based on the opinions of the editors of TPG and are not influenced by the card issuer.

The Hilton’s honorary business card built for small business owners, but you don’t need a bustling office or dozens of employees to sign up. A consulting gig or side hustle that requires travel is more than enough to qualify for a small business card.

One of the best perks of a Hilton business card is automatic Hilton Gold elite status. From complimentary breakfast to room upgrades (subject to availability), this card can offer meaningful benefits in the first place.

And with a Hot new welcome offer, now could be a great time to add the card to your wallet. Let’s take a close look at the Hilton business card to see if it fits your wallet.

Newcomers to the Amex Hilton Business card can earn 165,000 bonus points after spending $5,000 on purchases during the first three months of their card membership. TPG . value This bonus is at $990. This offer ends on April 5.

This is one of the Best offer we’ve seen on this card — and the best deals from this card that don’t require a $10,000 spend. In addition to these points, you can earn a free night bonus after spending $15,000 on purchases in a calendar year (more on that below).

Hilton Honors uses dynamic pricing for its hotels, which means you won’t know exactly how many points you need for a stay until you search. However, these guidelines should provide some inspiration to help you redeem your Hilton points:

with Hilton business cardyou will earn 12 points for every dollar at Hilton Hotels and Resorts — return on spending 7.2% by Valuation of TPG. You’ll also earn 6 points for every dollar spent on the following categories:

• WE the gas station.
• Wireless phone service is purchased from US providers.
• Buy US shipping.
• WE restaurant.
• Flights are booked directly with the airlines or through Travel America Express.
• Car rentals are booked directly with selected car rental companies.

You will earn 3 points per dollar on all other eligible purchases.

As with Other Hilton Credit Cards, you will get the highest return on Hilton purchases. For other spending related to your business, you will receive 3.6% return on spending. Other cards like American Express® Business Gold Card or Ink . Business Preferred Credit Card could offer a better value. More, Amex Membership Rewards allows you to transfer points to Hilton, which makes Amex Business Gold a great addition to this card.

Related: 10 considerations for your small business credit card strategy

You can redeem your Hilton Honors in a variety of ways, such as hotel nights, a Hilton event discount (albeit a terrible one), or Hilton Honors Experiencewith airline partners (also at a terrible rate) and when shopping on Amazon (at a terrible rate of 0.2 cents per point).

As is the case with most hotel loyalty programs, the best value comes from using your points when booking a hotel room.

Although Hilton Honors has no published awards rankings, but Point Explorer this tool can show you the reward redemption price range for the next 30 days. This can help you see what to expect when looking at places that use your points.

If you’re looking to maximize your Hilton redemption options, check out these three guides:

Benefits of the Hilton Honors American Express Business Card

For just $95 per year, the Amex Hilton Honors business card offers many valuable benefits and perks for cardholders.

You will enjoy the following:

• Praise Hilton Gold Medal elite status: With Gold status, you’ll earn 80% bonus points for staying at Hilton, free fifth night on rewards redemption, elite rollover night, free breakfast or dining at all guests hotel, room upgrade (if any), etc.
• Upgrade diamond status: You can reach Diamond elite status by spending $40,000 with your card in a calendar year. Diamond status comes with even more benefitssuch as better upgrades (if available), premium lounge access, 48-hour room guarantee, etc — although if you want to grant this status, you’re better off signing up Hilton honors American Express Aspire cardoffers Diamond status as a built-in privilege.
• Free Night Bonus: You can earn up to two free night rewards per year with Hilton Business Cards: once when you spend $15,000 in a calendar year and another time when you spend $60,000 in that same calendar year. Note that to redeem the free night bonus, you must call to make a reservation.
• Priority Pass Membership: Hilton business card comes with 10 free cards Priority Visits to the airport lounge every year.
• Travel protection: baggage insurance*, Secondary car rental loss and damage insurance**, Access to Global support hotline#, And Warranty extension* And purchase protection* benefits for cardholders.
• Cost management tools: As a business cardholder, you’ll have access to tools like the American Express Business app, QuickBooks integration, Vendor Pay, etc.

Enrollment is required for selection benefits.

Related: Your Complete Guide to American Express Card Shopping Protection

Information about the Hilton Aspire card has been independently collected by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

*Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. The policies are underwritten by the AMEX Insurance Company.
**Eligibility and benefit levels vary by card. Not all types of vehicles or rentals are covered and geographic restrictions apply. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. The policies are underwritten by the AMEX Insurance Company. Coverage is provided through American Express Travel Related Services Company, Inc.
#Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. The cardholder is responsible for the costs charged by the third party service provider.

The Hilton business card is the only business card offered by Hilton, but it has strong competition from co-branded hotel And standard business card.

• If you want a hotel business card and are not loyal to Hilton: The Marriott Bonvoy Business® American Express® Card offers automatic Gold Elite status with Marriott Bonvoy, up to 7% off cardholders room rates, and a free night bonus (worth up to 35,000 points) on every account anniversary. You’ll also receive 15 elite night credits each year to help you reach higher status tiers; the card has an annual fee of $125 (see rates and fees). For more information, read our full review of Amex Marriott Bonvoy business card.
• If you want a hotel business card, consider: The World of Hyatt corporate credit card has an annual fee of $199 and offers entry-level Explorer status for you and up to five employees, an annual spending credit of up to $100 with Hyatt, and two benefits you can unlock through spending : qualifying nights to achieve elite status and earn 10% off points. For more information, read our Full review of World of Hyatt business card.
• If you want flexible points that you can use outside of your Hilton stay: The American Express® Business Gold Card doesn’t offer any hotel status but instead earns you American Express Membership Rewards points, which you can transfer to Hilton but can also use with more than a dozen hotel partners and airlines. You’ll earn 4 points for every dollar in your top two spending categories in each billing cycle — with purchases up to $150,000 per calendar year. This card has a $295 annual fee (see rates and fees). For more information, read our Amex Business Gold card full review.

For additional options, check out our list of best business credit card and Best American Express card.

Related: How to apply for Amex business card

Is Hilton Honors American Express Business Card Worth It?

You may be hesitant to pay an annual fee for a credit card, or you may be wondering if $95 per year is worth the Hilton Business card. Consider that TPG values ​​Hilton’s Gold status at $1,220 annually and this is a built-in benefit for cardholders. You’ll also get 10 Priority Card visits per year, though purchasing this membership typically costs $329. You’ll get both for an annual fee of $95.

Application link: Hilton Honors Amex Business Card with a welcome offer of 165,000 points after spending $5,000 on purchases in the first three months of a card membership.

Additional reporting by Benét J. Wilson and Chris Dong.

For Amex Hilton business card rates and fees, click This.
For Amex Marriott business card prices and fees, click This.
For Amex Business Gold card rates and fees, click This.