American Express Business Platinum® Card may come with a high annual fee, but it also has plenty of credit card perks.
Although the annual price is $695 (see exchange rates and fees), the Amex Business Platinum card has a lot to offer – but many of the card’s best benefits don’t come automatically; you will have to register your card to receive them. Here’s a quick look at what those perks are and how to sign up for them.
Remember, the card is also currently offering an attractive introductory bonus of 150,000 Membership Rewards points after you spend $20,000 on qualifying purchases in the first three months of card membership. Based on Latest valuation of TPGit’s worth up to $3,000.
Here’s what else to know about Amex Business Platinum.
Overview of Business Platinum perks
Amex Business Platinum offers more than $1,400 in statement credits that you can maximize. Of the seven credits, you must register for six before you can actually start using them. Here’s a look at what those credits are:
| Credit | Annual amount | Do I need to register? | How it works |
|---|---|---|---|
| Dell* | Up to $400 | Correct | Annual statement credit on all Dell purchases in the US, up to $200 semi-annually. This is an increase of $200 from Dell’s existing benefit |
| Indeed* | Up to $360 | Correct | Annual statement credit for all Indeed recruiting and hiring products and services for posting open positions and finding talent, up to $90 per quarter |
| Adobe* | Up to $150 | Correct | Annual statement credit on select purchases, including Adobe Creative Cloud and Acrobat Pro DC |
| Wireless phone service | Up to $120 | Correct | Annual statement credit for purchases made directly from any US wireless phone carrier, up to $10 per month |
| Airy | Up to $189 | ARE NOT | Credit statement for annual Clear Plus membership for fast airport security |
| Airline fees | Up to $200 | Correct | Up to $200 annual airline fee credit toward your chosen airline’s fees each calendar year |
| Global entry or TSA pre-check | Up to $100 | Correct | Statement credit for Global Entry ($100) or TSA PreCheck (up to $85) every four years (4.5 years for PreCheck) |
*These credits are expected ends December 31.
Besides statement credits, the Business Platinum card has a few other perks that you must sign up for. Including:
Finally, here are the other top Amex Business Platinum perks that don’t require a subscription:
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- 1.5 points per dollar (up to $2 million per calendar year) on purchases over $5,000 and on new categories including::
- Electronics retailers, software and cloud service providers
- Construction materials and hardware supplies
- Shipping provider
- 5 points per dollar on prepaid flights and hotels booked through Amex Travel
- Cell phone protection, with a maximum of $800 per claim with a limit of two approved claims within a 12-month period; Note that a $50 deductible will apply*
- Access to the Cruise Privileges Program and the International Airline Program
- Resy Global Culinary Access: Exclusive reservations at some of the world’s top restaurants, access to premium events, and other perks like priority notifications and VIP status
*Conditions and benefit levels vary by card. Terms, conditions and limitations apply. Visit Americanexpress.com/benefitsguide for details. Insurance policies are underwritten by New Hampshire Insurance Company, an AIG Company.
**Effective February 1, 2025: Qualifying Platinum Card members will receive 10 visits per qualifying Platinum Card per year to Delta Sky Club or Grab and Go while on the go same day flights operated by Delta.
How to register
The golden ticket to accessing these perks is through your online Amex account under the “Benefits” tab. Then you can find all the perks you need to sign up for.
AMEX
Additionally, some perks even include a dedicated tracker in your Amex account. This is useful for determining how many privileges you have left. For example, in the screenshot above, this cardholder still has $200 left in their airline fee credit. (Don’t forget to register in advance.)
Bottom line
The Amex Business Platinum Card is one of our top business cards; This is great, especially for businesses whose expenses fall under the statement credit category. While it may not be worth the money for all business owners, its travel and lifestyle perks are hard, if not impossible, to beat.
However, most of its perks require pre-enrollment — a worthy investment if you plan to get the most out of your new card.
Register here: Amex Business Platinum with a welcome offer of 150,000 points after you spend $20,000 in the first three months from account opening.
For Amex Business Platinum rates and fees, click This.
