Credit Card Transfer Partners: Guide to Transferring Points and Miles to Airlines and Hotels

We love transferable credit card points at TPG.

Ability to transfer your rewards to multiple airlines and hotel loyalty program at a moment’s notice provides valuable flexibility to maximize your travel. You’re not locked into a single rewards program as you plan your trips. If you can’t find available seats on one program, you can choose another before transferring any credit card points. If a program loses value without notice, you can simply switch to another program for your next transfer.

With dozens of different transfer options, it can be difficult to remember how many options you have.

Here’s a handy guide that breaks down which credit card points can be transferred to which airline and hotel programs — including their respective conversion rates. We also list the pricing of each transfer partner so you can get the best value to maximize your hard-earned points.

Related: What are points and miles worth? TPG’s current monthly valuation

Airline Transfer Partner

Citi ThankYou Rewards points can also be transferred to Virgin Red (airlines and hotels) at a 1:1 ratio.

There are a few important notes to highlight regarding these transfer partners:

• Many transfers are instant, although you should check out our guide on transfer times American Express, Tuna, Capital One, Chase, City And Wells Fargo for more details.
• Avios are transferable. between British Airways Executive Club, Iberia Plus, Aer Lingus AerClub, Finnair Plus and Qatar Airways Privilege Club accounts in either direction at a 1:1 ratio.
• Transferring from Bilt or Capital One to Virgin Atlantic takes place via Pure Red.
• Programs sometimes offer transfer bonuses — which we highlight in our regular updates Bonus transfer instructions.

Finally, with the exception of EVA Air Infinity MileageLands and Finnair Plus, you can Marriott Bonvoy Points Transfer for all airline partners listed above at a rate of 3 Bonvoy points for 1 airline point or mile. You will receive an additional 5,000 points or miles for every 60,000 Bonvoy points transferred, except for the following airline programs: American AAdvantage, Avianca LifeMiles, and Delta SkyMiles. Additionally, United MileagePlus awards 10,000 bonus miles for every 60,000 points transferred.

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Related: Should you transfer hotel points to airline partners?

Hotel Transfer Partner

Like partner airlines, most hotel pickups are instantaneous, although you can read more in our previous guide to pickup times for Amex, Bilt, Capital One, Chase, Wells Fargo, and Citi.

These are the most popular cards earned American Express Membership Rewards point:

You can also Earn Amex Points by Signing Up for Rakuten and set your points earning preference to Membership Rewards points instead of cash back.

The information about the American Express Green Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Bilt Rewards

Bilt offers a credit card, Mastercard® Credit Card. Cardholders earn rewards on rent (up to 100,000 Bilt Points in a calendar year), 2 points per dollar spent on travel (airfare, hotels, cruises, and rental cars), and 3 points per dollar spent on dining. You need to make at least five transactions per statement period to earn points (see rewards and benefits). The best part is that the Bilt Mastercard has no annual fee (see prices and fees).

TPG founder Brian Kelly is an advisor and investor in Bilt.

Related: Bilt Rewards Program: How to Earn Points on Rentals, Dining, and More

Capital One Miles

Here are the cards that are currently earning transfers Capital One Miles:

The Capital One Spark Miles Select information has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Chase Ultimate Rewards

Below are the cards that are fully transferable Chase Ultimate Rewards point:

However, if you have one of these cards, you can also Combine your rewards from Cashback Card like Chase Freedom Flex® and Chase Freedom Unlimited® into a single account, converting that cash back into fully transferable Ultimate Rewards points.

Citi ThankYou Rewards

Citi ThankYou Rewards There are 18 airline and hotel transfer partners. Currently, there is only one card that offers transfers to all of these programs: Citi Strata Premier℠ Card (see prices and fees). Note that if you are still holding Citi Prestige® CardNo longer open to new applicants, you also enjoy full transfer rights.

However, like Chase Ultimate Rewards points, you can combine your Citi ThankYou Rewards points into a single account for select products. This allows you to effectively transfer your fixed-value earnings from cards like Citi Rewards+® Card (see prices and fees) or Citi Double Cash® Card (see prices and fees) into fully transferable ThankYou points.

The information about Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Wells Fargo Rewards

In spite of Wells Fargo offers a wide variety of credit cards.including some cashback rewards, currently you can only earn transferable rewards Wells Fargo Rewards points with the following cards:

Bookmark this guide so you know your options when applying for your next job. transferable credit card or decide your next redemption.

For Bilt Mastercard rates and fees, click This.
To enjoy the rewards and benefits of the Bilt Mastercard, This.