If you are planning a vacation in Disneyland or Disney World Resort, you may want a credit card that offers flexible points that you can use to book rides. Alternatively, you might want one that offers great rewards in the park.
You’ll also want to consider perks like travel insurance And Concierge service. Credit card rewards such as Capital One Venture Rewards Credit Card (see rates and fees) often offer better travel protections than more specific cards such as Disney Premier Visa Card.
Compare two cards and see who comes out on top.
Capital One Venture vs Disney Premier Visa
| Card details | Capital One Venture Reward | Disney’s flagship visa |
|---|---|---|
| sign up bonus | Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months of account opening, |
$300 statement credit after spending $1,000 in the first three months of account opening |
| income | 5 miles per dollar on hotels and rental cars booked through Capital One Travel
2 miles per dollar on all other purchases |
5% in Disney Rewards Dollars when card purchases are made directly at DisneyPlus.com, Hulu.com, or ESPNPlus.com 2% in Disney Rewards Dollars spent on gas stations, groceries, restaurants, and most Disney locations 1% for everything else |
| Annual fee | $95 | $49 |
| Foreign transaction fees | Do not have | 3% |
| Other benefits | Secondary car rental insurance; extended warranty protection; Travel accident insurance and lost luggage return; Global Entry/TSA PreCheck application fee credit (up to $100) every four years | Discounts on select merchandise and food at ShopDisney.com and Disney retail stores; discounts at Disneyland and Walt Disney World Resort; access to Disney and Star Wars Character Experiences at cardholder-exclusive locations; Special discounts on Disney resorts and cruises |
Now, let’s dive into the details to help you decide which card is a better fit for your wallet.
Capital One Venture Welcome Offer vs Disney Premier Visa
Capital One Joint Venture: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months of account opening. This is worth $750 if used for a fixed value for tourismbut if you change to one of Capital One’s 10+ Air freight and hotel partnersyou can increase those rewards to about 1.85 coins per mile, giving you up to $1,387 (based on Valuation of TPG and not provided by the issuer).
Disney Premier Visa: Earn a simple bonus of $300 after spending $1,000 in the first three months of account opening. Remember that Chase has strict 5/24 rule includes those who may qualify for a credit card. Based on this, you may not be eligible for a new Chase card with sign-up bonus if you’ve opened five or more credit cards from any issuer in the last 24 months.
Winner: Apparently, Capital One Venture’s trade amounted to $1,387 in miles (based on TPG . valuation) beat a meager $300 statement credit, even with the cost of joining the Disney Premier Visa – $49 annual fee and much smaller minimum spend on your first purchase to qualify bonus event – much lower.
Earnings from Capital One Venture vs Disney Premier Visa
Capital One Joint Venture: Capital One Venture offers 5 miles per dollar on hotels and rental cars booked through Capital One Travel and 2 miles on all other purchases. These earnings may not be as high as other travel rewards credit cards, but it’s not bad for a card with a $95 annual fee.
Prime Minister Disney: It’s not much simpler than this. You’ll earn 5% back on card purchases made directly at DisneyPlus.com, Hulu.com, or ESPNPlus.com. You’ll get 2% back at gas stations, grocery stores, restaurants, and on purchases at most Disney locations. You’ll then earn 1% back on every other qualifying purchase, every day. These earnings come in the form of Disney Rewards Cards that you can spend at Disney resorts, purchase Disney merchandise, and purchase movie tickets from AMC Theatres.
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Winner: Capital One Venture offers higher returns than Disney Premier and more be flexible in how you can redeem your points. The card’s simple, straightforward structure makes it a great travel credit card for those new to travel cards, with no complicated bonus categories.
Related: Capital One Venture Card Review
Acquisition on Capital One Venture vs Disney Premier Visa
Visa Disney is extremely limited in terms of redemption options, while Venture Rewards offers all the flexibility of other options top travel rewards card.
Capital One Joint Venture: Redeem your adventure miles by booking travel through Capital One’s portal for 1 cent per mile, or you can go through the portal to use your miles for gift cards or refunds. cash back. You can also use your miles to “delete” past purchases. When booking travel through Capital One, there are no blackout dates and you can redeem miles for any flight at any time.
Please note that you will only receive 0.5 cents per mile if you Request a refund, making this the worst choice. However, if you want to get more out of your rewards, consider transferring your points to one of Capital One’s Airlines or hotel transfer partner. This redemption option can give you significantly more value from a mile of your capital.
Disney Premier Visa: You’ll receive your rewards in the form of a Disney Redeem card, which you can use to make purchases at Disney stores, Disney resorts, and cruise lines, as well as on Theater tickets AMC. This makes redeeming your rewards easy and straightforward, as the reward value does not change, but you will never get a value higher than 1 cent per point.
Winner: The Capital One venture bonus is also available here, with more flexibility and better returns when you book flights through one of Capital One’s airline transfer partners.
If you just want to pay for your Disney vacation through year-round purchases, you might consider the Disney Premier Visa as an alternative, especially if you usually spend a lot on the list of brands. the aforementioned bonus item of the card.
Related: The Ultimate Guide to Walt Disney World Resort
Benefits of Capital One Venture vs Disney Premier Visa
Capital One Joint Venture: As a Visa Signature credit card, Capital One Venture offers travel accident insurance, lost baggage reimbursement, secondary car rental insurance and concierge services, plus access to Exclusive performances and events. Like many top rewards cards, it also offers extended warranty protection and purchase security. You will also like No foreign transaction feesso if you’re going to Disneyland Paris, this might be the pass to bring.
Another worthwhile benefit is Global Entry/TSA PreCheck Application Fee Credit (up to $100) every four years.
Disney Premier Visa: All the perks and benefits offered with the Chase Disney Visa are Disney-centric, including access to special events at Disney resorts, retail stores, and other locations as well as Special Broadway perks when you buy premium tickets to Disney’s “The Lion King” musical. “Aladdin” and “Frozen” on Broadway.
Winner: The Disney Premier Visa wins if you’re looking to make the most of your Disney vacation. Whether Disney is a once-in-a-lifetime holiday for you or an annual excursion, access to members-only events and all the other perks and discounts in the park makes it almost a must for Disney tourists. But it’s probably not the only travel rewards card in your wallet.
The perks and benefits offered on the Capital One card apply to all travelers for any given trip, making it a better overall value.
bottom line
It’s easy, the Capital One Venture Rewards Credit Card is an all-around better travel credit card than the Disney Premier Visa. You’ll earn more with your rewards if you book your travel through Capital One’s airline partners, and you’ll also have more flexibility in how you can redeem your rewards – including Use them to make purchases on Amazon. The $95 annual fee on the Adventure Rewards card offers tremendous value, and this is one of those best travel rewards card available today.
However, if you’re planning a Disney vacation and want special events and discounts on purchases, it may cost you to get a Disney Chase Visa, especially if you have can use bonus categories and 10% off on Disney merchandise.
Register here: Capital One Venture Reward
Register here: Disney Premiere Visa
Related credit card guide
Additional reporting by Ryan Wilcox.
