Whether it’s peanut butter and jelly or airplanes and flat chair, some things are only better when put together. When two things complement each other perfectly, they become a dynamic duo. That’s exactly what capital one created with recent changes to some of its most popular credit cards.
The Capital One Venture Rewards Credit Card X Is one premium travel rewards card that’s also good for earning miles for daily spending. Comparatively, the Capital One Savor Cash Rewards Credit Card It’s great to get unlimited cash back on dining, grocery purchases, and more.
Capital One now allows cardholders to transfer rewards from cashback card to travel rewards card (or vice versa) at the rate of 1 cent per mile. Simply put, transferring cash back makes the reward more valuable, because TPG Capital Valuation One Mile at 1.85 cents each, instead of 1 cent alone.
Can be earned refunds and in exchange for miles is a promising proposition and why the combination of Capital One Venture X and Savor Cash is particularly appealing.
Here’s how they work better together.
spend together
Capital One Savor Cash Rewards Earn 10% Cash on Ride Uber and buy Uber Eats along with 4% back have dinner and entertainment. If you want to book tickets to see your favorite artist or team, you also get 8% cashback on purchases through Capital One Entertainment.
Information about the Capital One Savor Cash card has been independently collected by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Plus, when you’re not in the mood to go out, Savor Cash earns 4% cash on streaming service and 3% back at grocery. Staying to watch a movie along with a home-cooked meal will keep you from missing out on any rewards.
For tourism, joint venture X earn 10 miles per dollar on hotels and rental cars while earning 5 miles per dollar on flights purchased through Capital tourism. Even though it’s a travel credit card, Venture X really excels Maximize daily spending as it earns 2 unlimited miles per dollar on all other purchases.
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After converting cash to miles (and possibly increasing the value of rewards), this card duo earns 2 to 10 unlimited miles per dollar in the following bonus categories:
- 10 miles on flights booked through Capital One Travel.
- 10 miles on Uber rides and Uber Eats.
- 5 miles for hotels and rental cars booked through Capital One Travel.
- 4 miles on dining.
- 4 miles on entertainment.
- 4 miles on popular streaming services.
- 3 miles at the grocery store.
- 2 miles above everything else.
Related: Best Capital One credit card
Let’s make amends together
The ability to cash back miles opens up a whirlwind of redemption options. With the joint venture X transfer partneryou can use your miles to go to the far reaches of the world and then stay there for the reward.
For example, I recently ordered a $1,500 vacation rental for 45,000 Capital One mile instead of getting a $450 cash back bonus. This is the privilege that really allows this dynamic duo to become so powerful.
If you don’t want to convert miles to one Many partners of Capital Oneconsists of Air Canada plane (to book flights on Star Alliance partners including United), Wyndham (to book a hotel) and Air France-KLM flies green (for SkyTeam flights) you can exchange travel fees for statement credit at a rate of 1 cent per mile. In effect, this would be the same as converting mileage on Venture X into cash on Savor and cashing it out via statement credit, check, gift card or charitable donation.
Related: Swapping Wyndham Points with Vacasa is a great deal — with a kick
Other benefits together
In addition to earning and redeeming rewards, these two cards complement each other in terms of the benefits offered. Savor Cash is a The world’s elite Mastercard while Venture X is Unlimited Visahelp double the potential benefits.
Example: World Elite Mastercards received Free ShopRunner membership and access to Mastercard’s Luxury Hotels & Resorts Portfolio, which includes benefits like amenities credits, free room upgrades and free breakfasts, and more at more than 3,000 properties.
Infinite Visa Card Gets Access to Visa Infinite Luxury Hotel Collection, which is functionally similar to Mastercard’s portfolio. Cardholders also receive Priority Pass lounge membersincludes access for cardholders and up to two guests in 1,300 lounges worldwide, and primary rental car insurance Besides Trip cancellation, interruption and delay insurance as well as lost baggage reimbursement, extended warranty protection and more.
In addition, Joint Venture X provides Hertz . President’s Circle Status, which is a great perk whenever you are renting a car. The card also includes mobile phone protection up to $800 if your device is damaged or stolen just for paying your phone bill by card.
You also get access to Capital One Travel, which includes free discount protection where Capital One will give you a partial refund if the price drops after booking the flight it recommends. If you find a better price, Capital One will match it, along with other benefits.
In addition to the Priority Pass, you also have access to Capital One’s growing network of lounges includes a great Dallas lounge and you also get a statement credit of up to $100 for Global Entry or TSA Pre-Check with card.
Finally, with Venture X you get an annual payout $300 travel credit through Capital One Travel and 10,000 commemorative miles. These perks combine between cards to ensure the most enjoyable travel experience while minimizing risk with insurance benefits.
Related: 6 Things To Do When You Get Capital One Venture X
Registration Fees and Bonuses
The adventure X offers 75,000 miles after spending $4,000 on purchases within the first three months of account opening. Savor Rewards offers a $300 cash bonus (which converts to 30,000 miles) after spending $3,000 on purchases within three months of account opening.
After completing the minimum spending requirements and earning two sign-up bonuses, you can easily accumulate more than 105,000 miles, in line with international round-trip business class, some round-trip domestic flights or even countless hotel nights.
Capital One Venture X’s annual fee is $395 and Savor Cash’s is $95, but the fee is offset by a $300 travel credit and 10,000 annual bonus miles. This means the annual fee is actually $100 less per year, an incredible deal compared to the benefits of keeping the card.
Both cards are not available foreign exchange fees or charge to add one authorized usera great perk over other premium travel cards at an additional cost.
bottom line
Credit card issuers have built their products to work better together. This includes Chase’s classic trilogythe Amex trifecta and even Citi’s quartetbut the most recent player on the block is Capital One.
With a more affordable annual fee than their Chase and American Express counterparts, adventure X and Savor Cash card — Capital One’s dynamic duo — earn great rewards on most popular types of spending and a minimum of 2 miles for every dollar spent.
Add in protections, annual benefits, and bonus miles on sign-up, and these two cards are perfect for individuals who want to keep a simple two-card setup to maximize their daily spending for travel. Not to mention that the ride will be enhanced by perks like lounge access and Pre-check TSA.
Capital One has really stepped up its travel rewards program in recent years, and this card duo is no exception — they’re giving away Chase and Amex some steep competition.
