Marriott Bonvoy Bold Credit Card Review: Earn 60,000 Rewards Points With No Annual Fee

The The bold credit card of Marriott Bonvoy is an entry-level personal branded credit card from Marriott. This no-annual fee card provides a way to start earning Marriott Bonvoy points and even gives cardholders a head start towards elite status. However, it has a tough time competing with other Marriott cards when it comes to earning rates and ongoing perks like bonus night certifications. Tag Reviews *:

* Card ratings are based on the opinions of TPG editors and are not influenced by the card issuer.

The The bold credit card of Marriott Bonvoy is an annual fee-free card in the Marriott Bonvoy family. As they say, you get what you pay for, and the same is true when it comes to credit cards. As a result, Bonvoy Bold sacrifices some earning potential and popularity benefits to make up for the lack of annual fees compared to its higher priced counterparts.

Right now, Marriott Bonvoy Bold is offering a sign-up bonus of 60,000 bonus points after you spend $2,000 on purchases in the first three months of account opening. TPG is currently pricing 60,000 points that’s $504.

Here’s what you need to know about the card if you want to sign up.

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Who is this card for?

The Marriott Bonvoy Bold built for the occasional traveler who is loyal to the Marriott brand and it can act as a training wheel for newcomers to the travel game who want to reap the benefits are from Status of Marriott Silver Elite during your stay at the hotel.

More frequent travelers brought premium cards, such as Platinum Card® from American Expresscan also use the Marriott Bonvoy Bold as a way to complement their points earning strategy without adding another annual fee to the mix.

Remember that the Marriott Bonvoy Bold issued by Chase is also subject to banking regulation Rule 5/24, so consumers who have opened five or more cards in the past two years will most likely not be eligible for the card. Equally important, opening this card will Take one of your 5/24 valuable slots with Chase – so think hard about whether this is the best value for you before signing up, or whether you should sign up for another product first.

New cardholders will earn 60,000 bonus points after spending $2,000 on purchases in the first three months of account opening – worth up to $504, based on Valuation of TPG. Also note that Marriott has officially implemented dynamic pricing for a prize, which can make it difficult to find the right value for your points in the future.

Chase’s 5/24 Rule not the only potential barrier for new cardholders. Marriott-branded cards have eligibility requirements notoriously confusing and the Marriott Bonvoy Bold is also under their control. Bonvoy Bold is not available to existing cardholders of Marriott Bonvoy Borderless Credit Cardalong with previous Boldless or Bold cardholders who have received new card member rewards within the last 24 months.

Additionally, the bonus will not be available if:

• You are an existing cardholder of the Marriott Bonvoy Premier Credit Card (also known as the Marriott Rewards Premier), the Marriott Bonvoy Borderless Credit Card (also known as the Marriott Rewards Premier Plus) or the Marriott Bonvoy Bold Credit Card or was a previous cardholder of one of those cards and received a reward for a new cardholder in the last 24 months.
• You currently have or have held a Marriott Bonvoy Card from American Express (formerly the now defunct Starwood Preferred Guest personal card) within the last 30 days.
• Do you currently have or have held? Marriott Bonvoy Business® American Express® Card or Marriott Bonvoy Brilliant™ American Express® Cardand get new card member rewards or upgrade rewards in the last 24 months.
• You have been approved to become a Marriott Bonvoy Business or Marriott Bonvoy Brilliant within the last 90 days.

Information about the Marriott Bonvoy Premier Card and the Marriott Bonvoy Card from Amex has been independently obtained by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

15 credits for elite night comes with Marriott Bonvoy Bold enough for automatic award Silver Elite Status. This tier comes with 10% bonus points on stay, priority late check-out, free in-room Wi-Fi, mobile check-in, and guaranteed booking. These night credits can also help boost your progress to a higher level.

Bold also comes with the following benefits:

• Delayed baggage insurance: Up to $100 per passenger per day can be refunded for up to five days on essential purchases made due to a six-hour delay in baggage.
• Refund of lost luggage: You are insured for up to $3,000 per passenger if you or a family member personally inspects or carries baggage that is damaged or lost by the carrier.
• Refund for trip delay: If your flight is delayed for more than 12 hours or requires an overnight stay, you’ll be covered for up to $500 per ticket for non-refundable expenses, such as food and hotel expenses.
• Purchase Protection: This includes your new purchases for 120 days against damage or theft (up to $500 per claim and $50,000 per account).
• Visa guide staff: Visa Signature Concierge is available 24 hours a day to help you book entertainment, dinner reservations and more.

It’s rare to find a complimentary annual credit card that offers baggage insurance and trip delay, which makes the Marriott Bonvoy Bold attractive to people who use it to pay for travel.

The Marriott Bonvoy Bold earn 3 points per dollar on qualifying purchases at participating Marriott Bonvoy hotels. It also earns 2 points per dollar on general travel purchases and 1 point per dollar on other purchases. Chase The definition of tourism is very broadso you’ll earn 2 points per dollar on purchases from airlines and hotels to transit and parking.

Remember that 3 points for every dollar you earn while staying at a Marriott hotel in addition to the points you earn through the Bonvoy program itself. Between the 10 base points you earn and the 10% you earn from Silver Elite status, you’re earning a total of 14 points per dollar for staying at an eligible Bonvoy hotel with the Bonvoy Bold card.

It is worth mentioning that these earnings ratios do not compare favorably with any other Marriott Bonvoy credit cardall offer 2 points per dollar for daily spending and 6 points per dollar at Marriott properties (and some have a few other bonus categories).

If you have a regular travel credit card, such as Chase Sapphire Preferred Card or Capital One Venture Rewards Credit Cardyou’d be better off using one of those cards to make purchases for more extensive travel.

As with all Bonvoy credit cards, you usually get the most value from your points when you use them for bonus nights at eligible Bonvoy hotels or by pass them on to Marriott airline partners.

A nice benefit for redeem Marriott points for rewarded nights is that you will get one free thursday night at eligible hotels, giving you the chance to save 20% on a five-night stay.

Beginner Those who may not have a large balance of points to redeem can also take advantage Marriott Points + Cash redemption optionswhere you can use points to pay for part of your hotel stay and use cash for the rest.

Finally, you can also transfer Marriott offers an impressive list of more than 40 airline partners with a ratio of 3: 1. This is not always the best redemption option, but it is an opportunity to top up your mileage balance with airline programs with no other transfer partners, such as Asiana Club and Korean Air SkyPass. Plus, when you transfer 60,000 points at once, you get a 5,000-mile bonus with most partners, ending up with 25,000 miles instead of just 20,000.

Bold’s fiercest competition comes from Chase’s own Bonvoy line of credit cards: Marriott Bonvoy Borderless Credit Card. For a $95 annual fee, you’ll get double the reward rate for buying Bonvoy (6 points per dollar instead of 3). You’ll also receive a free 35,000-point nightly certificate each year when you renew your card, a perk that could easily cover the annual fee on the card.

This added value makes Boundless well worth it for most travelers, as well as a better choice than Bold in general if you’re staying at one of Marriott’s 8,000+ hotels for more than a day or two. night. a year.

Plus, there’s a welcome bonus on Boundless that’s much more worthwhile: Earn 100,000 bonus points after spending $3,000 on purchases in the first three months of account opening.

For those who insist on avoiding an annual fee, Bold also has competition from annual free hotel credit cardsuch as Hilton Honors American Express Card (understand rates and fees), is offering a welcome bonus of 100,000 Hilton Honors bonus points after you spend $1,000 on purchases on the card during the first three months of your card membership. Plus, earn up to $100 in statement credits on qualifying purchases made on the card at any Hilton family hotel during the first 12 months of your membership.

This bonus has a general value of up to $700 (including $100 in statement credit), according to Valuation of TPG. This card also comes with a solid rewards structure for the card with no annual and automatic fees Hilton Honors Silver Senior Honors (with a path to Gold through spending). Registration is required for select benefits.

If you’re not particularly loyal to Marriott, you might want to check it out Free annual card option gives much more flexibility with your rewards.

Most people will probably get more value out of other travel credit card options, especially when you look at our current list. Marriott Bonvoy Card available. The percentage of rewards and extra perks these other cards offer more than make up for the annual fees associated with them. However, true beginners (and maybe those who are against adding another annual fee to their wallet) can find solid value with the Bonvoy Bold.

Registration for Marriott Bonvoy Bold and earn 60,000 bonus points after spending $2,000 on purchases in the first three months of account opening.

For Hilton Honors Amex Card prices and fees, click here.

Additional reporting by Ryan Wilcox and Christina Ly.