Lifestyle

How to Earn 10 Points Per Dollar on Dining and Takeout Reservations with Chase Sapphire


Gourmets take note: Chase Sapphire Reserve® Cardholders can earn 10 points per dollar on food purchases through Chase Ultimate Rewards — including prepaid reservations, takeout, delivery, unique dining experiences and more.

Here’s how this benefit works and how you can take advantage of it when you make your next dinner reservation.

Earn 10 points per dollar on dining with Sapphire Reserve

Sapphire Reserve earns 10 points per dollar on food purchases through Chase Ultimate Rewards. You will also receive 3 points per dollar on all eat and drink Shop worldwide.

That’s a pretty big difference in earnings, though — so you’ll want to make sure you’re dining through the Chase portal to maximize your rewards.

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To do so, you’ll want to take advantage of the Chase Ultimate Rewards portal, which can be used to make dining reservations via prepaid reservations and even order takeout, delivery, and more. Logging in to your Chase account will give you access to these options and ensure you earn 10 points per dollar on your next big dinner outing (or takeout night).

As of August 2024 by TPG valuation With each Chase point worth 2.05 cents, you’ll essentially get 20.5% cash back on all dining purchases made through Ultimate Rewards—not bad.

How to use the Ultimate Rewards portal

For those who don’t know, The final reward Points are the currency for most Chase Branded Credit Cards. You can use these cards to earn points and then redeem them for a variety of rewards, including travel and dining.

To book a dining experience in the portal, simply log in to your Chase Ultimate Rewards account and hover over the “Shopping & Experiences” tab. Then, click “Discover Dining” to see your current options.

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Once there, you’ll find a few different dining options, including local delivery and pickup, through a service called Tock.

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Or, if you’re looking for a night out, you can look for private dinner events in various cities across the country, all at exclusive and popular restaurants like Majordomo.

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Booking your next dinner through Ultimate Rewards with a Sapphire Reserve will ensure you get a great return on investment, meaning you can do it again that much sooner.

The last line

If you’re looking for a reason to own the Sapphire Reserve—one of our favorite travel cards, bar none—earning 10 points per dollar on food purchases through Ultimate Rewards is as great as any other.

This is another step up for the Sapphire Reserve, which we think is well worth the annual fee and is one of the best credit cards on the market.

For more details, see Full Review of Sapphire Reserve.


Apply here: Chase Sapphire Reserve with 60,000 points after you spend $4,000 on purchases in the first three months of account opening.


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